Finanza.tech SpA (MIL:FTC) Short-Term Debt: €1.45 Mil (As of Dec. 2025)


MIL:FTC Finanza.tech SpA MIL:FTC
33 GF Score
Price €0.20
GF Value €0.26
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is Finanza.tech SpA Short-Term Debt?

Finanza.tech SpA MIL:FTC 33 Short-Term Debt is €1.45 Mil as of Dec. 2025. GuruFocus rates MIL:FTC with a GF Score™ of 33/100 and a GF Value™ of €0.26 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Finanza.tech SpA's Short-Term Debt for the quarter that ended in Dec. 2025 was €1.45 Mil.

Finanza.tech SpA's quarterly Short-Term Debt declined from Dec. 2024 (€1.39 Mil) to Jun. 2025 (€1.20 Mil) but then increased from Jun. 2025 (€1.20 Mil) to Dec. 2025 (€1.45 Mil).

Finanza.tech SpA's annual Short-Term Debt increased from Dec. 2023 (€0.72 Mil) to Dec. 2024 (€1.39 Mil) and increased from Dec. 2024 (€1.39 Mil) to Dec. 2025 (€1.45 Mil).

Finanza.tech SpA Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Finanza.tech SpA Short-Term Debt Related Terms

Finanza.tech SpA Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Finanza.tech SpA's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finanza.tech SpA Short-Term Debt Chart

Finanza.tech SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial 0.10 0.10 0.72 1.39 1.45

Finanza.tech SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.85 1.39 1.20 1.45
MIL:FTC
33GF Score
Finanza.tech SpA MIL:FTC
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €1.45 Mil mean?
Finanza.tech SpA (MIL:FTC) has a Short-Term Debt of €1.45 Mil as of Dec. 2025.
Is Finanza.tech SpA's Short-Term Debt too high?
Finanza.tech SpA's current Short-Term Debt is €1.45 Mil. Overall, Finanza.tech SpA has a GF Score™ of 33/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finanza.tech SpA's Short-Term Debt compare to VRSK and EFX?
Finanza.tech SpA's Short-Term Debt of €1.45 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Business Services company?
A good Short-Term Debt depends on the Business Services industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Finanza.tech SpA's current Short-Term Debt is €1.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finanza.tech SpA stock overvalued right now?
Based on GuruFocus' analysis, Finanza.tech SpA (MIL:FTC) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.26, compared to a current price of €0.20 — trading 21.5% below its estimated fair value. The current Short-Term Debt is €1.45 Mil. Finanza.tech SpA's overall GF Score™ is 33/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Finanza.tech SpA (MIL:FTC), the current Short-Term Debt is €1.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finanza.tech SpA (MIL:FTC) Overvalued in 2026?

Based on GuruFocus' analysis, Finanza.tech SpA stock appears to be undervalued. The current stock price of €0.20 is trading 21.5% below its estimated GF Value™ of €0.26. GuruFocus considers Finanza.tech SpA to be Modestly Undervalued.

Key valuation signals for MIL:FTC:

  • Short-Term Debt: €1.45 Mil
  • GF Value™: €0.26 vs. price of €0.20 (21.5% below fair value)
  • GF Score™: 33/100 with 8 warning signs

No single metric tells the full story. See the MIL:FTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finanza.tech SpA Business Description

Address Via Santa Maria Fulcorina, 19, Milan, ITA, 20123
Finanza.tech SpA is a fintech operator. It provides consultancy activities in extraordinary finance operations and support for ordinary corporate financial management.
33GF Score

Get the complete analysis for MIL:FTC

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.20
Price
€0.26
GF Value