Muthoot Finance (NSE:MUTHOOTFIN) Cash Conversion Cycle: (As of Jun. 2026)

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NSE:MUTHOOTFIN Muthoot Finance Ltd NSE:MUTHOOTFIN
78 GF Score
Price ₹2,841.10
GF Value ₹3,501.47
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Muthoot Finance Cash Conversion Cycle?

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Muthoot Finance's Days Sales Outstanding for the three months ended in Jun. 2026 was .
Muthoot Finance's Days Inventory for the three months ended in Jun. 2026 was .
Muthoot Finance's Days Payable for the three months ended in Jun. 2026 was .
Therefore, Muthoot Finance's Cash Conversion Cycle (CCC) for the three months ended in Jun. 2026 was 0.00.


Muthoot Finance  (NSE:MUTHOOTFIN) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Muthoot Finance Cash Conversion Cycle Related Terms


Muthoot Finance Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Muthoot Finance's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Finance Cash Conversion Cycle Chart

Muthoot Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash Conversion Cycle
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Muthoot Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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NSE:MUTHOOTFIN vs V, MA, AXP: Cash Conversion Cycle Comparison

For the Credit Services subindustry, Muthoot Finance's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Finance Cash Conversion Cycle vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Finance's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Muthoot Finance's Cash Conversion Cycle falls into.


NSE:MUTHOOTFIN
78GF Score
Muthoot Finance Ltd NSE:MUTHOOTFIN
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Finance Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Muthoot Finance's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=+-
=0.00

Muthoot Finance's Cash Conversion Cycle for the quarter that ended in Jun. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=+-
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Muthoot Finance (NSE:MUTHOOTFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued. The current stock price of ₹2,841.10 is trading 18.9% below its estimated GF Value™ of ₹3,501.47. GuruFocus considers Muthoot Finance to be Modestly Undervalued.

Key valuation signals for NSE:MUTHOOTFIN:

  • Cash Conversion Cycle:
  • GF Value™: ₹3,501.47 vs. price of ₹2,841.10 (18.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the NSE:MUTHOOTFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Finance Business Description

Other Exchanges 533398:India
Address Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score

Get the complete analysis for NSE:MUTHOOTFIN

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,841.10
Price
₹3,501.47
GF Value