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Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.
Muthoot Finance's operating assets for the quarter that ended in Jun. 2026 was ₹1,944,373 Mil. Muthoot Finance's operating liabilities for the quarter that ended in Jun. 2026 was ₹55,483 Mil. Muthoot Finance's Total Assets for the quarter that ended in Mar. 2026 was ₹1,957,540 Mil. Therefore, Muthoot Finance's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.96.
Muthoot Finance Scaled Net Operating Assets Related Terms
Muthoot Finance Scaled Net Operating Assets Historical Data
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The historical data trend for Muthoot Finance's Scaled Net Operating Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUTHOOTFIN vs V, MA, AXP: Scaled Net Operating Assets Comparison
For the Credit Services subindustry, Muthoot Finance's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Finance Scaled Net Operating Assets vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Finance's Scaled Net Operating Assets distribution charts can be found below:
* The bar in red indicates where Muthoot Finance's Scaled Net Operating Assets falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Scaled Net Operating Assets of 0.96 mean?
Muthoot Finance (NSE:MUTHOOTFIN) has a Scaled Net Operating Assets of 0.96 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muthoot Finance and its competitors.
Is Muthoot Finance's Scaled Net Operating Assets too high?
Muthoot Finance's current Scaled Net Operating Assets is 0.96. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's Scaled Net Operating Assets compare to V and MA?
Muthoot Finance's Scaled Net Operating Assets of 0.96 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Muthoot Finance and its competitors. Muthoot Finance's current Scaled Net Operating Assets is 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (NSE:MUTHOOTFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,501.47, compared to a current price of ₹2,841.10 — trading 18.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.96. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Muthoot Finance (NSE:MUTHOOTFIN), the current Scaled Net Operating Assets is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Finance (NSE:MUTHOOTFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued.
The current stock price of ₹2,841.10 is trading 18.9% below its estimated GF Value™ of ₹3,501.47.
GuruFocus considers Muthoot Finance to be Modestly Undervalued.
Key valuation signals for NSE:MUTHOOTFIN:
Scaled Net Operating Assets: 0.96
GF Value™: ₹3,501.47 vs. price of ₹2,841.10 (18.9% below fair value)
No single metric tells the full story. See the NSE:MUTHOOTFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score
Get the complete analysis for NSE:MUTHOOTFIN
Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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