Muthoot Finance (NSE:MUTHOOTFIN) OCF Yield %: -42.24 (As of Sep. 21, 2026)

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NSE:MUTHOOTFIN Muthoot Finance Ltd NSE:MUTHOOTFIN
78 GF Score
Price ₹2,841.10
GF Value ₹3,501.47
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Muthoot Finance OCF Yield %?

Muthoot Finance NSE:MUTHOOTFIN +2.56% 78 OCF Yield % is -42.24 as of Sep. 21, 2026. GuruFocus rates NSE:MUTHOOTFIN with a GF Score™ of 78/100 and a GF Value™ of ₹3,501.47 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 550 Credit Services companies, Muthoot Finance ranks worse than 89.64% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Muthoot Finance's Trailing 12-Month Cash Flow from Operations is ₹ Mil, and Market Cap is ₹1,140,170 Mil. Therefore, Muthoot Finance's OCF Yield % for today is -42.24%.

The historical rank and industry rank for Muthoot Finance's OCF Yield % or its related term are showing as below:

NSE:MUTHOOTFIN' s OCF Yield % Range Over the Past 10 Years
Min: -42.24   Med: 0   Max: -42.24
Current: -42.24


During the past 13 years, the highest OCF Yield % of Muthoot Finance was -42.24%. The lowest was -42.24%. And the median was %.

NSE:MUTHOOTFIN's OCF Yield % is ranked worse than
89.64% of 550 companies
in the Credit Services industry
Industry Median: -0.02 vs NSE:MUTHOOTFIN: -42.24

Muthoot Finance's OCF Margin % for the quarter that ended in Jun. 2026 was %.


Muthoot Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Muthoot Finance OCF Yield % Related Terms


Muthoot Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Muthoot Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Finance OCF Yield % Chart

Muthoot Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.87 8.76 7.82 7.57 9.39

Muthoot Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:MUTHOOTFIN vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Muthoot Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Muthoot Finance's OCF Yield % falls into.


NSE:MUTHOOTFIN
78GF Score
Muthoot Finance Ltd NSE:MUTHOOTFIN
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Muthoot Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=119153.73 / 1268459.7233458
=9.39%

Muthoot Finance's annualized OCF Yield % for the quarter that ended in Jun. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
= * 4 / 1203241.1694196
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -42.24 mean?
Muthoot Finance (NSE:MUTHOOTFIN) has a OCF Yield % of -42.24 as of Sep. 21, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Muthoot Finance and its competitors. According to the industry distribution chart, Muthoot Finance ranks #493 out of 550 companies in the Credit Services industry, placing it in the top 89.6%.
Is Muthoot Finance's OCF Yield % too high?
Muthoot Finance's current OCF Yield % is -42.24. Based on the distribution chart, Muthoot Finance ranks #493 out of 550 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Finance ranks #493 out of 550 companies for OCF Yield %. This places Muthoot Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Muthoot Finance and its competitors. Muthoot Finance's current OCF Yield % is -42.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (NSE:MUTHOOTFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,501.47, compared to a current price of ₹2,841.10 — trading 18.9% below its estimated fair value. The current OCF Yield % is -42.24. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Muthoot Finance (NSE:MUTHOOTFIN), the current OCF Yield % is -42.24 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Finance (NSE:MUTHOOTFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued. The current stock price of ₹2,841.10 is trading 18.9% below its estimated GF Value™ of ₹3,501.47. GuruFocus considers Muthoot Finance to be Modestly Undervalued.

Key valuation signals for NSE:MUTHOOTFIN:

  • OCF Yield %: -42.24
  • GF Value™: ₹3,501.47 vs. price of ₹2,841.10 (18.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the NSE:MUTHOOTFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Finance Business Description

Other Exchanges 533398:India
Address Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score

Get the complete analysis for NSE:MUTHOOTFIN

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,841.10
Price
₹3,501.47
GF Value