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Muthoot Finance (NSE:MUTHOOTFIN) Cyclically Adjusted PS Ratio : 13.16 (As of Jul. 08, 2025)


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What is Muthoot Finance Cyclically Adjusted PS Ratio?

As of today (2025-07-08), Muthoot Finance's current share price is ₹2660.60. Muthoot Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was ₹202.17. Muthoot Finance's Cyclically Adjusted PS Ratio for today is 13.16.

The historical rank and industry rank for Muthoot Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSE:MUTHOOTFIN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 5.98   Med: 9.05   Max: 13.18
Current: 13.18

During the past years, Muthoot Finance's highest Cyclically Adjusted PS Ratio was 13.18. The lowest was 5.98. And the median was 9.05.

NSE:MUTHOOTFIN's Cyclically Adjusted PS Ratio is ranked worse than
83.95% of 405 companies
in the Credit Services industry
Industry Median: 2.98 vs NSE:MUTHOOTFIN: 13.18

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Muthoot Finance's adjusted revenue per share data for the three months ended in Mar. 2025 was ₹88.201. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₹202.17 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Muthoot Finance Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Muthoot Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Muthoot Finance Cyclically Adjusted PS Ratio Chart

Muthoot Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 9.16 6.20 8.36 11.79

Muthoot Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.36 9.95 11.03 11.47 11.79

Competitive Comparison of Muthoot Finance's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Muthoot Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Finance's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Muthoot Finance's Cyclically Adjusted PS Ratio falls into.


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Muthoot Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Muthoot Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2660.60/202.17
=13.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Muthoot Finance's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=88.201/157.5517*157.5517
=88.201

Current CPI (Mar. 2025) = 157.5517.

Muthoot Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201306 34.617 88.365 61.721
201309 34.984 91.042 60.541
201312 32.329 91.425 55.712
201403 -37.950 91.425 -65.399
201406 28.061 94.103 46.981
201409 26.738 96.780 43.528
201412 26.862 96.780 43.729
201503 -23.721 97.163 -38.464
201506 28.696 99.841 45.283
201603 0.000 102.518 0.000
201703 0.000 105.196 0.000
201803 0.000 109.786 0.000
201806 30.315 111.317 42.906
201809 30.175 115.142 41.289
201812 30.925 115.142 42.315
201903 34.361 118.202 45.800
201906 33.361 120.880 43.482
201909 40.875 123.175 52.283
201912 44.473 126.235 55.506
202003 43.674 124.705 55.177
202006 40.701 127.000 50.492
202009 44.761 130.118 54.198
202012 48.999 130.889 58.980
202103 51.135 131.771 61.140
202106 46.463 134.084 54.595
202109 49.831 135.847 57.793
202112 52.496 138.161 59.864
202203 49.512 138.822 56.192
202206 43.614 142.347 48.272
202209 45.426 144.661 49.474
202212 49.421 145.763 53.418
202303 53.592 146.865 57.492
202306 56.615 150.280 59.354
202309 57.206 151.492 59.494
202312 60.539 152.924 62.371
202403 68.088 153.035 70.098
202406 72.173 155.789 72.990
202409 78.462 157.882 78.298
202412 84.561 158.323 84.149
202503 88.201 157.552 88.201

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Muthoot Finance  (NSE:MUTHOOTFIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Muthoot Finance Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Muthoot Finance's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Muthoot Finance Business Description

Traded in Other Exchanges
Address
Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.

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