Muthoot Finance (NSE:MUTHOOTFIN) FCF Yield %: -41.70 (As of Sep. 21, 2026)

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NSE:MUTHOOTFIN Muthoot Finance Ltd NSE:MUTHOOTFIN
78 GF Score
Price ₹2,841.10
GF Value ₹3,501.47
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Muthoot Finance FCF Yield %?

Muthoot Finance NSE:MUTHOOTFIN +2.56% 78 FCF Yield % is -41.70 as of Sep. 21, 2026. GuruFocus rates NSE:MUTHOOTFIN with a GF Score™ of 78/100 and a GF Value™ of ₹3,501.47 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 550 Credit Services companies, Muthoot Finance ranks worse than 88% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Muthoot Finance's Trailing 12-Month Free Cash Flow is ₹117,626 Mil, and Market Cap is ₹1,140,170 Mil. Therefore, Muthoot Finance's FCF Yield % for today is -41.70%.

The historical rank and industry rank for Muthoot Finance's FCF Yield % or its related term are showing as below:

NSE:MUTHOOTFIN' s FCF Yield % Range Over the Past 10 Years
Min: -43.37   Med: 0   Max: 0
Current: -41.7


NSE:MUTHOOTFIN's FCF Yield % is ranked worse than
88% of 550 companies
in the Credit Services industry
Industry Median: -0.395 vs NSE:MUTHOOTFIN: -41.70

Muthoot Finance's FCF Margin % for the quarter that ended in Jun. 2026 was 0.00%.


Muthoot Finance FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Muthoot Finance FCF Yield % Related Terms


Muthoot Finance FCF Yield % Historical Data

* Premium members only.

The historical data trend for Muthoot Finance's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Finance FCF Yield % Chart

Muthoot Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.69 8.40 7.44 7.34 9.27

Muthoot Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:MUTHOOTFIN vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, Muthoot Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Finance FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Finance's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Muthoot Finance's FCF Yield % falls into.


NSE:MUTHOOTFIN
78GF Score
Muthoot Finance Ltd NSE:MUTHOOTFIN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Finance FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Muthoot Finance's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=117626.39 / 1268459.7233458
=9.27%

Muthoot Finance's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 1203241.1694196
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -41.70 mean?
Muthoot Finance (NSE:MUTHOOTFIN) has a FCF Yield % of -41.70 as of Sep. 21, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Muthoot Finance and its competitors. According to the industry distribution chart, Muthoot Finance ranks #484 out of 550 companies in the Credit Services industry, placing it in the top 88%.
Is Muthoot Finance's FCF Yield % too high?
Muthoot Finance's current FCF Yield % is -41.70. Based on the distribution chart, Muthoot Finance ranks #484 out of 550 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Finance ranks #484 out of 550 companies for FCF Yield %. This places Muthoot Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Muthoot Finance and its competitors. Muthoot Finance's current FCF Yield % is -41.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (NSE:MUTHOOTFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,501.47, compared to a current price of ₹2,841.10 — trading 18.9% below its estimated fair value. The current FCF Yield % is -41.70. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Muthoot Finance (NSE:MUTHOOTFIN), the current FCF Yield % is -41.70 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Finance (NSE:MUTHOOTFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued. The current stock price of ₹2,841.10 is trading 18.9% below its estimated GF Value™ of ₹3,501.47. GuruFocus considers Muthoot Finance to be Modestly Undervalued.

Key valuation signals for NSE:MUTHOOTFIN:

  • FCF Yield %: -41.70
  • GF Value™: ₹3,501.47 vs. price of ₹2,841.10 (18.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the NSE:MUTHOOTFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Finance Business Description

Other Exchanges 533398:India
Address Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score

Get the complete analysis for NSE:MUTHOOTFIN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,841.10
Price
₹3,501.47
GF Value