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Muthoot FinanceNSE:MUTHOOTFIN +2.56%78 Dividend Yield % is 1.06% as of Sep. 21, 2026, which is 21% below its 10-year median of 1.34. GuruFocus rates NSE:MUTHOOTFIN with a GF Score™ of 78/100 and a GF Value™ of ₹3,501.47 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 208 Credit Services companies, Muthoot Finance ranks worse than 77.88% on this metric.
As of today (2026-09-21), the Trailing Annual Dividend Yield of Muthoot Finance is 1.06%.
Good Sign:
Muthoot Finance Ltd stock Dividend Yield % is close to 1-year high.
The historical rank and industry rank for Muthoot Finance's Dividend Yield % or its related term are showing as below:
NSE:MUTHOOTFIN'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.66 Med: 1.34 Max: 4.45
Current: 1.06
During the past 13 years, the highest Dividend Yield of Muthoot Finance was 4.45%. The lowest was 0.66%. And the median was 1.34%.
NSE:MUTHOOTFIN's Dividend Yield % is ranked worse than 77.88% of 208
companies
in the Credit Services industry
Industry Median: 3.695
vs NSE:MUTHOOTFIN: 1.06
During the past 12 months, Muthoot Finance's average Dividends Per Share Growth Rate was 15.40% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 9.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Muthoot Finance was 65.10% per year. The lowest was -14.20% per year. And the median was 9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Muthoot Finance's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MUTHOOTFIN vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Muthoot Finance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muthoot Finance Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Muthoot Finance's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Muthoot Finance's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Muthoot Finance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 30.000000
2026-04-17
2026-04-17
2026-05-05
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Muthoot Finance's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muthoot Finance (NSE:MUTHOOTFIN) has a Dividend Yield % of 1.06% as of Sep. 21, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Muthoot Finance and its competitors. This is 21% below median its historical median of 1.34. Over the past decade, Muthoot Finance's Dividend Yield % has ranged from 0.66 to 4.45. According to the industry distribution chart, Muthoot Finance ranks #162 out of 208 companies in the Credit Services industry, placing it in the top 77.9%.
Is Muthoot Finance's Dividend Yield % too high?
Muthoot Finance's current Dividend Yield % of 1.06% is 21% below median its 10-year median of 1.34. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 4.45. The Credit Services industry median Dividend Yield % is 3.70. Muthoot Finance's value of 1.06% is 71.3% below this industry median. Based on the distribution chart, Muthoot Finance ranks #162 out of 208 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Muthoot Finance ranks #162 out of 208 companies for Dividend Yield %. This places Muthoot Finance in the lower half of its industry. The industry median Dividend Yield % is 3.70. Muthoot Finance's value of 1.06% is 71.3% below this benchmark. Historically, Muthoot Finance's own Dividend Yield % has ranged from 0.66 to 4.45 over the past decade. While the company's 10-year median is 1.34 vs. the industry median of 3.70, Muthoot Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.70, based on 208 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muthoot Finance's current Dividend Yield % of 1.06% is 71.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Muthoot Finance and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Finance's current Dividend Yield % is 1.06%, which is 21% below median its own 10-year median of 1.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (NSE:MUTHOOTFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,501.47, compared to a current price of ₹2,841.10 — trading 18.9% below its estimated fair value. The current Dividend Yield % is 1.06%, which is 21% below median its 10-year median of 1.34 and 71.3% below the Credit Services industry median of 3.70. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Muthoot Finance (NSE:MUTHOOTFIN), the current Dividend Yield % is 1.06% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muthoot Finance (NSE:MUTHOOTFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued.
The current stock price of ₹2,841.10 is trading 18.9% below its estimated GF Value™ of ₹3,501.47.
GuruFocus considers Muthoot Finance to be Modestly Undervalued.
Key valuation signals for NSE:MUTHOOTFIN:
Dividend Yield %: 1.06% (21% below median its 10-year median of 1.34)
GF Value™: ₹3,501.47 vs. price of ₹2,841.10 (18.9% below fair value)
Industry Position: 71.3% below the Credit Services median (#162 of 208)
No single metric tells the full story. See the NSE:MUTHOOTFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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