SOBS (Solvay Bank) Operating Cash Flow per Share: $2.74 (TTM As of Dec. 2025)

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SOBS Solvay Bank SOBS
63 GF Score
Price $36.20
GF Value $28.07
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Solvay Bank Operating Cash Flow per Share?

Solvay Bank SOBS 63 Operating Cash Flow per Share is $2.74 as of Dec. 2025. GuruFocus rates SOBS with a GF Score™ of 63/100 and a GF Value™ of $28.07 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,071 Banks companies, Solvay Bank ranks worse than 68.44% on this metric.

Solvay Bank's operating cash flow per share for the six months ended in Dec. 2025 was $2.74. Solvay Bank's operating cash flow per share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.74.

During the past 12 months, the average Operating Cash Flow per Share Growth Rate of Solvay Bank was 381.50% per year. During the past 3 years, the average Operating Cash Flow per Share Growth Rate was -12.50% per year. During the past 5 years, the average Operating Cash Flow per Share Growth Rate was -20.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the OCF Growth Rate using Operating Cash Flow per Share data.

The historical rank and industry rank for Solvay Bank's Operating Cash Flow per Share or its related term are showing as below:

SOBS' s 3-Year OCF Growth Rate Range Over the Past 10 Years
Min: -51.3   Med: 2.25   Max: 35.4
Current: -12.5

During the past 13 years, Solvay Bank's highest 3-Year average Operating Cash Flow per Share Growth Rate was 35.40% per year. The lowest was -51.30% per year. And the median was 2.25% per year.

SOBS's 3-Year OCF Growth Rate is ranked worse than
68.44% of 1071 companies
in the Banks industry
Industry Median: 0.4 vs SOBS: -12.50

Solvay Bank Operating Cash Flow per Share Related Terms


Solvay Bank Operating Cash Flow per Share Historical Data

* Premium members only.

The historical data trend for Solvay Bank's Operating Cash Flow per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solvay Bank Operating Cash Flow per Share Chart

Solvay Bank Annual Data
Trend Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.92 4.09 4.91 0.57 2.74

Solvay Bank Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Cash Flow per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.92 4.09 4.91 0.57 2.74

SOBS vs KLIB, IBTN, HMLN: Operating Cash Flow per Share Comparison

For the Banks - Regional subindustry, Solvay Bank's Price-to-Operating-Cash-Flow, along with its competitors' market caps and Price-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solvay Bank Price-to-Operating-Cash-Flow vs Banks Industry

For the Banks industry and Financial Services sector, Solvay Bank's Price-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Solvay Bank's Price-to-Operating-Cash-Flow falls into.


SOBS
63GF Score
Solvay Bank SOBS
Operating Cash Flow per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Solvay Bank Operating Cash Flow per Share Calculation

Operating Cash Flow per Share is the amount of Cash Flow from Operations per outstanding share of the company's stock.

Solvay Bank's Operating Cash Flow per Share for the fiscal year that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (A: Dec. 2025 )=Cash Flow from Operations (A: Dec. 2025 )/Shares Outstanding (Diluted Average) (A: Dec. 2025 )
=6.945/2.535
=2.74

Solvay Bank's Operating Cash Flow per Share for the quarter that ended in Dec. 2025 is calculated as

Operating Cash Flow per Share (Q: Dec. 2025 )=Cash Flow from Operations (Q: Dec. 2025 )/Shares Outstanding (Diluted Average) (Q: Dec. 2025 )
=6.945/2.535
=2.74

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Operating Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Operating Cash Flow per Share of $2.74 mean?
Solvay Bank (SOBS) has a Operating Cash Flow per Share of $2.74 as of Dec. 2025. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Solvay Bank and its competitors. According to the industry distribution chart, Solvay Bank ranks #733 out of 1071 companies in the Banks industry, placing it in the top 68.4%.
Is Solvay Bank's Operating Cash Flow per Share too high?
Solvay Bank's current Operating Cash Flow per Share is $2.74. The Banks industry median Operating Cash Flow per Share is 0.40. Solvay Bank's value of $2.74 is 585% above this industry median. Based on the distribution chart, Solvay Bank ranks #733 out of 1071 companies in the Banks industry, which is below the industry midpoint. Overall, Solvay Bank has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's Operating Cash Flow per Share compare to KLIB and IBTN?
According to the Banks industry distribution chart, Solvay Bank ranks #733 out of 1071 companies for Operating Cash Flow per Share. This places Solvay Bank in the lower half of its industry. The industry median Operating Cash Flow per Share is 0.40. Solvay Bank's value of $2.74 is 585% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Cash Flow per Share for a Banks company?
The median Operating Cash Flow per Share among Banks companies is 0.40, based on 1,071 companies in the industry. Companies in the top quartile (top 25%) have a Operating Cash Flow per Share significantly above this median, while those in the bottom quartile fall well below. However, Operating Cash Flow per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current Operating Cash Flow per Share of $2.74 is 585% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Cash Flow per Share mean?
A high Operating Cash Flow per Share can signal that a stock is expensive relative to its fundamentals. Operating cash flow per share equals the per-share amount of cash flow from operations. View historical data on Solvay Bank and its competitors. For the Banks industry, the median Operating Cash Flow per Share is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current Operating Cash Flow per Share is $2.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.07, compared to a current price of $36.20 — trading 29% above its estimated fair value. The current Operating Cash Flow per Share is $2.74 and 585% above the Banks industry median of 0.40. Solvay Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Cash Flow per Share calculated?
Operating Cash Flow per Share is calculated from a company's financial statements. For Solvay Bank (SOBS), the current Operating Cash Flow per Share is $2.74 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solvay Bank (SOBS) Overvalued in 2026?

Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued. The current stock price of $36.20 is trading 29% above its estimated GF Value™ of $28.07. GuruFocus considers Solvay Bank to be Modestly Overvalued.

Key valuation signals for SOBS:

  • Operating Cash Flow per Share: $2.74
  • GF Value™: $28.07 vs. price of $36.20 (29% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 585% above the Banks median (#733 of 1071)

No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solvay Bank Business Description

Address 1537 Milton Avenue, Solvay, NY, USA, 13209
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
63GF Score

Get the complete analysis for SOBS

Operating Cash Flow per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.20
Price
$28.07
GF Value