Solvay BankSOBS 65 PS Ratio is 2.74 as of Jun. 27, 2026, which is 9% above its 10-year median of 2.52. GuruFocus rates SOBS with a GF Score™ of 65/100 and a GF Value™ of $28.23 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Solvay Bank ranks better than 55.97% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Solvay Bank's share price is $34.00.
Solvay Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $12.41. Hence, Solvay Bank's PS Ratio for today is 2.74.
Warning Sign:
Solvay Bank stock PS Ratio (=2.74) is close to 3-year high of 2.77.
The historical rank and industry rank for Solvay Bank's PS Ratio or its related term are showing as below:
SOBS'
s PS Ratio Range Over the Past 10 Years
Min: 1.9 Med: 2.52 Max: 3.17
Current: 2.74
During the past 13 years, Solvay Bank's highest PS Ratio was 3.17. The lowest was 1.90. And the median was 2.52.
SOBS's PS Ratio is ranked better than 55.97% of 1515
companies
in the Banks industry
Industry Median: 2.98
vs SOBS: 2.74
Solvay Bank revenue per share has been in decline for the last 5 years.
During the past 12 months, the average Revenue per Share Growth Rate of Solvay Bank was 7.00% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -3.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was -1.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 6.50% per year.
During the past 13 years, Solvay Bank's highest 3-Year average Revenue per Share Growth Rate was 20.30% per year. The lowest was -4.40% per year. And the median was 3.00% per year.
Back to Basics: PS Ratio
Solvay Bank (OTCPK:SOBS) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Solvay Bank PS Ratio Related Terms
Solvay Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Solvay Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Solvay Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solvay Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Solvay Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Solvay Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Solvay Bank's Share Price of today is $34.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Solvay Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $12.41.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Solvay Bank (SOBS) has a PS Ratio of 2.74 as of Jun. 27, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Solvay Bank and its competitors. This is near median its historical median of 2.52. Over the past decade, Solvay Bank's PS Ratio has ranged from 1.90 to 3.17. According to the industry distribution chart, Solvay Bank ranks #667 out of 1515 companies in the Banks industry, placing it in the top 44%.
Is Solvay Bank's PS Ratio too high?
Solvay Bank's current PS Ratio of 2.74 is near median its 10-year median of 2.52. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 3.17. The Banks industry median PS Ratio is 2.98. Solvay Bank's value of 2.74 is 8.1% below this industry median. Based on the distribution chart, Solvay Bank ranks #667 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Solvay Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's PS Ratio compare to REDW and BKOR?
According to the Banks industry distribution chart, Solvay Bank ranks #667 out of 1515 companies for PS Ratio. This puts Solvay Bank in the upper half of its industry. The industry median PS Ratio is 2.98. Solvay Bank's value of 2.74 is 8.1% below this benchmark. Historically, Solvay Bank's own PS Ratio has ranged from 1.90 to 3.17 over the past decade. While the company's 10-year median is 2.52 vs. the industry median of 2.98, Solvay Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current PS Ratio of 2.74 is 8.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Solvay Bank and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current PS Ratio is 2.74, which is near median its own 10-year median of 2.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.23, compared to a current price of $34.00 — trading 20.4% above its estimated fair value. The current PS Ratio is 2.74, which is near median its 10-year median of 2.52 and 8.1% below the Banks industry median of 2.98. Solvay Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Solvay Bank (SOBS), the current PS Ratio is 2.74 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solvay Bank (SOBS) Overvalued in 2026?
Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued.
The current stock price of $34.00 is trading 20.4% above its estimated GF Value™ of $28.23.
GuruFocus considers Solvay Bank to be Modestly Overvalued.
Key valuation signals for SOBS:
PS Ratio: 2.74 (near median its 10-year median of 2.52)
GF Value™: $28.23 vs. price of $34.00 (20.4% above fair value)
Industry Position: 8.1% below the Banks median (#667 of 1515)
No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
65GF Score
Get the complete analysis for SOBS
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SOBS has been successfully added to your 
