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Solvay BankSOBS 63 Price-to-Tangible-Book is 0.99 as of Aug. 30, 2026. GuruFocus rates SOBS with a GF Score™ of 63/100 and a GF Value™ of $28.07 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,498 Banks companies, Solvay Bank ranks better than 64.82% on this metric.
As of today (2026-08-30), Solvay Bank's share price is $36.20. Solvay Bank's Tangible Book per Share of Dec. 2025 for the quarter that ended in Dec. 2025 was $36.74. Hence, Solvay Bank's Price to Tangible Book Ratio of today is 0.99.
The historical rank and industry rank for Solvay Bank's Price-to-Tangible-Book or its related term are showing as below:
SOBS'
s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.81 Med: 0.89 Max: 1.21
Current: 0.99
During the past 13 years, Solvay Bank's highest Price to Tangible Book Ratio was 1.21. The lowest was 0.81. And the median was 0.89.
SOBS's Price-to-Tangible-Book is ranked better than 64.82% of 1498
companies
in the Banks industry
Industry Median: 1.2
vs SOBS: 0.99
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Solvay Bank Price-to-Tangible-Book Related Terms
Solvay Bank Price-to-Tangible-Book Historical Data
* Premium members only.
The historical data trend for Solvay Bank's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SOBS vs KLIB, IBTN, HMLN: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, Solvay Bank's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solvay Bank Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Solvay Bank's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Solvay Bank's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Solvay Bank (SOBS) has a Price-to-Tangible-Book of 0.99 as of Aug. 30, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Solvay Bank and its competitors. According to the industry distribution chart, Solvay Bank ranks #527 out of 1498 companies in the Banks industry, placing it in the top 35.2%.
Is Solvay Bank's Price-to-Tangible-Book too high?
Solvay Bank's current Price-to-Tangible-Book is 0.99. The Banks industry median Price-to-Tangible-Book is 1.20. Solvay Bank's value of 0.99 is 17.5% below this industry median. Based on the distribution chart, Solvay Bank ranks #527 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Solvay Bank has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's Price-to-Tangible-Book compare to KLIB and IBTN?
According to the Banks industry distribution chart, Solvay Bank ranks #527 out of 1498 companies for Price-to-Tangible-Book. This puts Solvay Bank in the upper half of its industry. The industry median Price-to-Tangible-Book is 1.20. Solvay Bank's value of 0.99 is 17.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current Price-to-Tangible-Book of 0.99 is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Solvay Bank and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current Price-to-Tangible-Book is 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.07, compared to a current price of $36.20 — trading 29% above its estimated fair value. The current Price-to-Tangible-Book is 0.99 and 17.5% below the Banks industry median of 1.20. Solvay Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Solvay Bank (SOBS), the current Price-to-Tangible-Book is 0.99 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solvay Bank (SOBS) Overvalued in 2026?
Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued.
The current stock price of $36.20 is trading 29% above its estimated GF Value™ of $28.07.
GuruFocus considers Solvay Bank to be Modestly Overvalued.
Key valuation signals for SOBS:
Price-to-Tangible-Book: 0.99
GF Value™: $28.07 vs. price of $36.20 (29% above fair value)
Industry Position: 17.5% below the Banks median (#527 of 1498)
No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
63GF Score
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