SOBS (Solvay Bank) OCF Yield %: 8.06 (As of Jun. 27, 2026) — 34% Below Median


SOBS Solvay Bank SOBS
65 GF Score
Price $34.00
GF Value $28.23
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Solvay Bank OCF Yield %?

Solvay Bank SOBS 65 OCF Yield % is 8.06 as of Jun. 27, 2026, which is 34% below its 10-year median of 12.24. GuruFocus rates SOBS with a GF Score™ of 65/100 and a GF Value™ of $28.23 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Solvay Bank ranks worse than 56.39% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Solvay Bank's Trailing 12-Month Cash Flow from Operations is $6.95 Mil, and Market Cap is $86.20 Mil. Therefore, Solvay Bank's OCF Yield % for today is 8.06%.

The historical rank and industry rank for Solvay Bank's OCF Yield % or its related term are showing as below:

SOBS' s OCF Yield % Range Over the Past 10 Years
Min: 1.79   Med: 12.24   Max: 21.44
Current: 8.06


During the past 13 years, the highest OCF Yield % of Solvay Bank was 21.44%. The lowest was 1.79%. And the median was 12.24%.

SOBS's OCF Yield % is ranked worse than
56.39% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs SOBS: 8.06

Solvay Bank's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Solvay Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Solvay Bank OCF Yield % Related Terms


Solvay Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Solvay Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solvay Bank OCF Yield % Chart

Solvay Bank Annual Data
Trend Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.58 12.26 15.59 2.19 9.17

Solvay Bank Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.58 12.26 15.59 2.19 9.17

SOBS vs REDW, BKOR, MCBK: OCF Yield % Comparison

For the Banks - Regional subindustry, Solvay Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solvay Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Solvay Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Solvay Bank's OCF Yield % falls into.


SOBS
65GF Score
Solvay Bank SOBS
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Solvay Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Solvay Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=6.945 / 75.77115
=9.17%

Solvay Bank's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=6.945 * 1 / 75.77115
=9.17%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.06 mean?
Solvay Bank (SOBS) has a OCF Yield % of 8.06 as of Jun. 27, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Solvay Bank and its competitors. This is 34% below median its historical median of 12.24. Over the past decade, Solvay Bank's OCF Yield % has ranged from 1.79 to 21.44. According to the industry distribution chart, Solvay Bank ranks #847 out of 1502 companies in the Banks industry, placing it in the top 56.4%.
Is Solvay Bank's OCF Yield % too high?
Solvay Bank's current OCF Yield % of 8.06 is 34% below median its 10-year median of 12.24. Over the past 10 years, this metric has ranged from a low of 1.79 to a high of 21.44. The Banks industry median OCF Yield % is 9.24. Solvay Bank's value of 8.06 is 12.8% below this industry median. Based on the distribution chart, Solvay Bank ranks #847 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Solvay Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's OCF Yield % compare to REDW and BKOR?
According to the Banks industry distribution chart, Solvay Bank ranks #847 out of 1502 companies for OCF Yield %. This places Solvay Bank in the lower half of its industry. The industry median OCF Yield % is 9.24. Solvay Bank's value of 8.06 is 12.8% below this benchmark. Historically, Solvay Bank's own OCF Yield % has ranged from 1.79 to 21.44 over the past decade. While the company's 10-year median is 12.24 vs. the industry median of 9.24, Solvay Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current OCF Yield % of 8.06 is 12.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Solvay Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current OCF Yield % is 8.06, which is 34% below median its own 10-year median of 12.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.23, compared to a current price of $34.00 — trading 20.4% above its estimated fair value. The current OCF Yield % is 8.06, which is 34% below median its 10-year median of 12.24 and 12.8% below the Banks industry median of 9.24. Solvay Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Solvay Bank (SOBS), the current OCF Yield % is 8.06 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solvay Bank (SOBS) Overvalued in 2026?

Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued. The current stock price of $34.00 is trading 20.4% above its estimated GF Value™ of $28.23. GuruFocus considers Solvay Bank to be Modestly Overvalued.

Key valuation signals for SOBS:

  • OCF Yield %: 8.06 (34% below median its 10-year median of 12.24)
  • GF Value™: $28.23 vs. price of $34.00 (20.4% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 12.8% below the Banks median (#847 of 1502)

No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solvay Bank Business Description

Address 1537 Milton Avenue, Solvay, NY, USA, 13209
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
65GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.00
Price
$28.23
GF Value