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Solvay BankSOBS 65 3-Year Dividend Growth Rate is 4.90% as of Dec. 2025, which is 44% below its 10-year median of 8.70. GuruFocus rates SOBS with a GF Score™ of 65/100 and a GF Value™ of $28.12 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 960 Banks companies, Solvay Bank ranks worse than 67.29% on this metric.
The historical rank and industry rank for Solvay Bank's 3-Year Dividend Growth Rate or its related term are showing as below:
SOBS'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0 Med: 8.7 Max: 36.2
Current: 4.9
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Solvay Bank was 36.20% per year. The lowest was 0.00% per year. And the median was 8.70% per year.
SOBS's 3-Year Dividend Growth Rate is ranked worse than 67.29% of 960
companies
in the Banks industry
Industry Median: 10.1
vs SOBS: 4.90
During the past 12 months, Solvay Bank's average Dividends Per Share Growth Rate was 2.30% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Solvay Bank is 0.78, which seems too high.
Warning Sign:
Solvay Bank stock Dividend Yield % is close to 3-year low.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of Solvay Bank was 0.96. The lowest was 0.25. And the median was 0.41.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Solvay Bank is 0.78, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Solvay Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.450000
2026-07-02
2026-07-03
2026-07-31
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.450000
2026-04-02
2026-04-03
2026-04-30
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2025-12-31
2025-12-31
2026-01-30
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2025-09-30
2025-09-30
2025-10-31
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Solvay Bank's Dividend Yield (%) for Today is calculated as
Current Share Price is $33.85.
Solvay Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.78.
During the past 13 years, the highest Dividend Yield of Solvay Bank was 7.34%. The lowest was 3.11%. And the median was 4.92%.
Warning Sign:
Solvay Bank stock Dividend Yield % is close to 3-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solvay Bank 3-Year Dividend Growth Rate Related Terms>
SOBS vs KLIB, IBTN, HMLN: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Solvay Bank's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solvay Bank 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Solvay Bank's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Solvay Bank's 3-Year Dividend Growth Rate falls into.
Solvay Bank 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 4.90% mean?
Solvay Bank (SOBS) has a 3-Year Dividend Growth Rate of 4.90% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Solvay Bank and its competitors. This is 44% below median its historical median of 8.70. According to the industry distribution chart, Solvay Bank ranks #646 out of 960 companies in the Banks industry, placing it in the top 67.3%.
Is Solvay Bank's 3-Year Dividend Growth Rate too high?
Solvay Bank's current 3-Year Dividend Growth Rate of 4.90% is 44% below median its 10-year median of 8.70. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Solvay Bank's value of 4.90% is 51.5% below this industry median. Based on the distribution chart, Solvay Bank ranks #646 out of 960 companies in the Banks industry, which is below the industry midpoint. Overall, Solvay Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's 3-Year Dividend Growth Rate compare to KLIB and IBTN?
According to the Banks industry distribution chart, Solvay Bank ranks #646 out of 960 companies for 3-Year Dividend Growth Rate. This places Solvay Bank in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Solvay Bank's value of 4.90% is 51.5% below this benchmark. While the company's 10-year median is 8.70 vs. the industry median of 10.10, Solvay Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current 3-Year Dividend Growth Rate of 4.90% is 51.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Solvay Bank and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current 3-Year Dividend Growth Rate is 4.90%, which is 44% below median its own 10-year median of 8.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.12, compared to a current price of $33.85 — trading 20.4% above its estimated fair value. The current 3-Year Dividend Growth Rate is 4.90%, which is 44% below median its 10-year median of 8.70 and 51.5% below the Banks industry median of 10.10. Solvay Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Solvay Bank (SOBS), the current 3-Year Dividend Growth Rate is 4.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solvay Bank (SOBS) Overvalued in 2026?
Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued.
The current stock price of $33.85 is trading 20.4% above its estimated GF Value™ of $28.12.
GuruFocus considers Solvay Bank to be Modestly Overvalued.
Key valuation signals for SOBS:
3-Year Dividend Growth Rate: 4.90% (44% below median its 10-year median of 8.70)
GF Value™: $28.12 vs. price of $33.85 (20.4% above fair value)
Industry Position: 51.5% below the Banks median (#646 of 960)
No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
65GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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