SOBS (Solvay Bank) 3-Year Revenue Growth Rate: -3.20% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SOBS Solvay Bank SOBS
62 GF Score
Price $35.82
GF Value $28.01
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Solvay Bank 3-Year Revenue Growth Rate?

Solvay Bank SOBS -0.79% 62 3-Year Revenue Growth Rate is -3.20% as of Dec. 2025. GuruFocus rates SOBS with a GF Score™ of 62/100 and a GF Value™ of $28.01 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,475 Banks companies, Solvay Bank ranks worse than 90.37% on this metric.

Solvay Bank's Revenue per Share for the six months ended in Dec. 2025 was $12.35.

During the past 12 months, Solvay Bank's average Revenue per Share Growth Rate was 7.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was -3.20% per year. During the past 5 years, the average Revenue per Share Growth Rate was -1.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

During the past 7 years, the highest 3-Year average Revenue per Share Growth Rate of Solvay Bank was 20.30% per year. The lowest was -4.40% per year. And the median was 3.00% per year.


Solvay Bank  (OTCPK:SOBS) 3-Year Revenue Growth Rate Explanation

Revenue per Share is the amount of Revenue per outstanding share of the company's stock.

Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.


Solvay Bank 3-Year Revenue Growth Rate Related Terms


SOBS vs AUBN, CZBT, CZBC: 3-Year Revenue Growth Rate Comparison

For the Banks - Regional subindustry, Solvay Bank's 3-Year Revenue Growth Rate, along with its competitors' market caps and 3-Year Revenue Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solvay Bank 3-Year Revenue Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Solvay Bank's 3-Year Revenue Growth Rate distribution charts can be found below:

* The bar in red indicates where Solvay Bank's 3-Year Revenue Growth Rate falls into.


SOBS
62GF Score
Solvay Bank SOBS
3-Year Revenue Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Solvay Bank 3-Year Revenue Growth Rate Calculation

This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.

What does a 3-Year Revenue Growth Rate of -3.20% mean?
Solvay Bank (SOBS) has a 3-Year Revenue Growth Rate of -3.20% as of Dec. 2025. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Solvay Bank and its competitors. According to the industry distribution chart, Solvay Bank ranks #1333 out of 1475 companies in the Banks industry, placing it in the top 90.4%.
Is Solvay Bank's 3-Year Revenue Growth Rate too high?
Solvay Bank's current 3-Year Revenue Growth Rate is -3.20%. Based on the distribution chart, Solvay Bank ranks #1333 out of 1475 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Solvay Bank has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's 3-Year Revenue Growth Rate compare to AUBN and CZBT?
According to the Banks industry distribution chart, Solvay Bank ranks #1333 out of 1475 companies for 3-Year Revenue Growth Rate. This places Solvay Bank in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 7.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 7.10, based on 1,475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Solvay Bank and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current 3-Year Revenue Growth Rate is -3.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.01, compared to a current price of $35.82 — trading 27.9% above its estimated fair value. The current 3-Year Revenue Growth Rate is -3.20%. Solvay Bank's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Solvay Bank (SOBS), the current 3-Year Revenue Growth Rate is -3.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solvay Bank (SOBS) Overvalued in 2026?

Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued. The current stock price of $35.82 is trading 27.9% above its estimated GF Value™ of $28.01. GuruFocus considers Solvay Bank to be Modestly Overvalued.

Key valuation signals for SOBS:

  • 3-Year Revenue Growth Rate: -3.20%
  • GF Value™: $28.01 vs. price of $35.82 (27.9% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solvay Bank Business Description

Address 1537 Milton Avenue, Solvay, NY, USA, 13209
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
62GF Score

Get the complete analysis for SOBS

3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.82
Price
$28.01
GF Value