SOBS (Solvay Bank) PE Ratio without NRI: 14.98 (As of Jun. 27, 2026) — 44% Above Median


SOBS Solvay Bank SOBS
65 GF Score
Price $34.00
GF Value $28.23
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Solvay Bank PE Ratio without NRI?

Solvay Bank SOBS 65 PE Ratio without NRI is 14.98 as of Jun. 27, 2026, which is 44% above its 10-year median of 10.41. GuruFocus rates SOBS with a GF Score™ of 65/100 and a GF Value™ of $28.23 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,445 Banks companies, Solvay Bank ranks worse than 75.09% on this metric.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-06-27), Solvay Bank's share price is $34.00. Solvay Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27. Therefore, Solvay Bank's PE Ratio without NRI for today is 14.98.

During the past 13 years, Solvay Bank's highest PE Ratio without NRI was 17.74. The lowest was 6.12. And the median was 10.41.

Solvay Bank's EPS without NRI for the six months ended in Dec. 2025 was $2.27. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27.

As of today (2026-06-27), Solvay Bank's share price is $34.00. Solvay Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27. Therefore, Solvay Bank's PE Ratio (TTM) for today is 14.98.

During the past years, Solvay Bank's highest PE Ratio (TTM) was 17.74. The lowest was 6.12. And the median was 10.41.

Solvay Bank's EPS (Diluted) for the six months ended in Dec. 2025 was $2.27. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27.

Solvay Bank's EPS (Basic) for the six months ended in Dec. 2025 was $2.27. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27.


Solvay Bank  (OTCPK:SOBS) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Solvay Bank PE Ratio without NRI Related Terms


Solvay Bank PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Solvay Bank's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solvay Bank PE Ratio without NRI Chart

Solvay Bank Annual Data
Trend Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.94 7.85 12.86 14.53 13.17

Solvay Bank Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.94 7.85 12.86 14.53 13.17

SOBS vs REDW, BKOR, MCBK: PE Ratio without NRI Comparison

For the Banks - Regional subindustry, Solvay Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solvay Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Solvay Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Solvay Bank's PE Ratio without NRI falls into.


SOBS
65GF Score
Solvay Bank SOBS
PE Ratio without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Solvay Bank PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Solvay Bank's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=34.00/2.270
=14.98

Solvay Bank's Share Price of today is $34.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Solvay Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $2.27.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 14.98 mean?
Solvay Bank (SOBS) has a PE Ratio without NRI of 14.98 as of Jun. 27, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Solvay Bank and its competitors. This is 44% above median its historical median of 10.41. Over the past decade, Solvay Bank's PE Ratio without NRI has ranged from 6.12 to 17.74. According to the industry distribution chart, Solvay Bank ranks #1085 out of 1445 companies in the Banks industry, placing it in the top 75.1%.
Is Solvay Bank's PE Ratio without NRI too high?
Solvay Bank's current PE Ratio without NRI of 14.98 is 44% above median its 10-year median of 10.41. Over the past 10 years, this metric has ranged from a low of 6.12 to a high of 17.74. The Banks industry median PE Ratio without NRI is 11.38. Solvay Bank's value of 14.98 is 31.6% above this industry median. Based on the distribution chart, Solvay Bank ranks #1085 out of 1445 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Solvay Bank has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Solvay Bank's PE Ratio without NRI compare to REDW and BKOR?
According to the Banks industry distribution chart, Solvay Bank ranks #1085 out of 1445 companies for PE Ratio without NRI. This places Solvay Bank in the lower half of its industry. The industry median PE Ratio without NRI is 11.38. Solvay Bank's value of 14.98 is 31.6% above this benchmark. Historically, Solvay Bank's own PE Ratio without NRI has ranged from 6.12 to 17.74 over the past decade. While the company's 10-year median is 10.41 vs. the industry median of 11.38, Solvay Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.38, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solvay Bank's current PE Ratio without NRI of 14.98 is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Solvay Bank and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solvay Bank's current PE Ratio without NRI is 14.98, which is 44% above median its own 10-year median of 10.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solvay Bank stock overvalued right now?
Based on GuruFocus' analysis, Solvay Bank (SOBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.23, compared to a current price of $34.00 — trading 20.4% above its estimated fair value. The current PE Ratio without NRI is 14.98, which is 44% above median its 10-year median of 10.41 and 31.6% above the Banks industry median of 11.38. Solvay Bank's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Solvay Bank (SOBS), the current PE Ratio without NRI is 14.98 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solvay Bank (SOBS) Overvalued in 2026?

Based on GuruFocus' analysis, Solvay Bank stock appears to be overvalued. The current stock price of $34.00 is trading 20.4% above its estimated GF Value™ of $28.23. GuruFocus considers Solvay Bank to be Modestly Overvalued.

Key valuation signals for SOBS:

  • PE Ratio without NRI: 14.98 (44% above median its 10-year median of 10.41)
  • GF Value™: $28.23 vs. price of $34.00 (20.4% above fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 31.6% above the Banks median (#1085 of 1445)

No single metric tells the full story. See the SOBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solvay Bank Business Description

Address 1537 Milton Avenue, Solvay, NY, USA, 13209
Solvay Bank is a United States based community bank. It offers personal and business banking services. The bank provides business loans, deposit accounts, small business administration, commercial real estate, special lending programs, electronic services, merchant services and other banking services. The objectives of its security portfolio are to provide liquidity for future funding needs, a safe and lower-risk investment alternative for idle funds, and a stable source of core earnings.
65GF Score

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PE Ratio without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.00
Price
$28.23
GF Value