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Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Humm Group's cash receipts from operating activities for the
six
months ended in Jun. 2026 was €189.9 Mil.
2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €-60.7 Mil.
3. Dividends Paid:
It represents dividend paid to the investors in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €0.0 Mil.
4. Dividends Received:
It represents dividend received on the investment in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €0.0 Mil.
5. Interest Paid:
It represents interest paid on loans, debt or borrowings, in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €-84.1 Mil.
6. Interest Received:
It represents interest received by the company in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €0.0 Mil.
7. Taxes Refund Paid:
It represents tax paid or refund related to operating activities in the direct cash flow method.
Humm Group's cash payments for the
six
months ended in Jun. 2026 was €0.0 Mil.
8. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).
Humm Group's cash flow from others for the
six
months ended in Jun. 2026 was €-4.3 Mil.
Humm Group Cash Flow from Operations Related Terms
Humm Group Cash Flow from Operations Historical Data
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The historical data trend for Humm Group's Cash Flow from Operations can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.
Humm Group's Cash Flow from Operations for the fiscal year that ended in Jun. 2026 is calculated as:
Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €55.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Operations of €55.1 Mil mean?
Humm Group (FRA:F5L) has a Cash Flow from Operations of €55.1 Mil as of Jun. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Humm Group and its competitors.
Is Humm Group's Cash Flow from Operations too high?
Humm Group's current Cash Flow from Operations is €55.1 Mil. Overall, Humm Group has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Humm Group's Cash Flow from Operations compare to V and MA?
Humm Group's Cash Flow from Operations of €55.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for a Credit Services company?
A good Cash Flow from Operations depends on the Credit Services industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Humm Group and its competitors. Humm Group's current Cash Flow from Operations is €55.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Humm Group (FRA:F5L) has a current Cash Flow from Operations of €55.1 Mil. The stock's GF Value™ is €0.35, compared to a current price of €0.26 — trading 25.7% below its estimated fair value. The current Cash Flow from Operations is €55.1 Mil. Humm Group's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Humm Group (FRA:F5L), the current Cash Flow from Operations is €55.1 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humm Group (FRA:F5L) Overvalued in 2026?
Based on GuruFocus' analysis, Humm Group stock appears to be undervalued.
The current stock price of €0.26 is trading 25.7% below its estimated GF Value™ of €0.35.
Key valuation signals for FRA:F5L:
Cash Flow from Operations: €55.1 Mil
GF Value™: €0.35 vs. price of €0.26 (25.7% below fair value)
No single metric tells the full story. See the FRA:F5L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
45GF Score
Get the complete analysis for FRA:F5L
Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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