Humm Group (FRA:F5L) Tax Rate %: 20.12% (As of Dec. 2025)

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FRA:F5L Humm Group Ltd FRA:F5L
37 GF Score
Price €0.25
GF Value €0.36
! 5 Warning Signs
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What is Humm Group Tax Rate %?

Humm Group FRA:F5L -3.85% 37 Tax Rate % is 20.12% as of Dec. 2025. GuruFocus rates FRA:F5L with a GF Score™ of 37/100 and a GF Value™ of €0.36. The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Humm Group's Tax Expense for the six months ended in Dec. 2025 was €2.0 Mil. Humm Group's Pre-Tax Income for the six months ended in Dec. 2025 was €9.9 Mil. Therefore, Humm Group's Tax Rate % for the quarter that ended in Dec. 2025 was 20.12%.

Humm Group Tax Rate % Related Terms

Humm Group Tax Rate % Historical Data

* Premium members only.

The historical data trend for Humm Group's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humm Group Tax Rate % Chart

Humm Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.62 7.35 -262.30 13.42 20.00

Humm Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.83 22.94 21.78 15.75 20.12
FRA:F5L
37GF Score
Humm Group Ltd FRA:F5L
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Humm Group Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Humm Group's Tax Rate % for the fiscal year that ended in Jun. 2025 is calculated as

Tax Rate %=Tax Expense (A: Jun. 2025 )/Pre-Tax Income (A: Jun. 2025 )
=5.588/27.94
=20.00 %

Humm Group's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=1.986/9.873
=20.12 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 20.12% mean?
Humm Group (FRA:F5L) has a Tax Rate % of 20.12% as of Dec. 2025.
Is Humm Group's Tax Rate % too high?
Humm Group's current Tax Rate % is 20.12%. Overall, Humm Group has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Humm Group's Tax Rate % compare to V and MA?
Humm Group's Tax Rate % of 20.12% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Credit Services company?
A good Tax Rate % depends on the Credit Services industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Humm Group's current Tax Rate % is 20.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Humm Group (FRA:F5L) has a current Tax Rate % of 20.12%. The stock's GF Value™ is €0.36, compared to a current price of €0.25 — trading 30.6% below its estimated fair value. The current Tax Rate % is 20.12%. Humm Group's overall GF Score™ is 37/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Humm Group (FRA:F5L), the current Tax Rate % is 20.12% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humm Group (FRA:F5L) Overvalued in 2026?

Based on GuruFocus' analysis, Humm Group stock appears to be undervalued. The current stock price of €0.25 is trading 30.6% below its estimated GF Value™ of €0.36.

Key valuation signals for FRA:F5L:

  • Tax Rate %: 20.12%
  • GF Value™: €0.36 vs. price of €0.25 (30.6% below fair value)
  • GF Score™: 37/100 with 5 warning signs

No single metric tells the full story. See the FRA:F5L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Humm Group Business Description

Other Exchanges HUMGF:USAHUM:Australia
Address 121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
37GF Score

Get the complete analysis for FRA:F5L

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.25
Price
€0.36
GF Value