Humm Group (FRA:F5L) Ending Cash Position: €207.2 Mil (As of Dec. 2025)

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FRA:F5L Humm Group Ltd FRA:F5L
39 GF Score
Price €0.24
GF Value €0.36
! 5 Warning Signs
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What is Humm Group Ending Cash Position?

Humm Group FRA:F5L -1.63% 39 Ending Cash Position is €207.2 Mil as of Dec. 2025. GuruFocus rates FRA:F5L with a GF Score™ of 39/100 and a GF Value™ of €0.36. The stock has 5 warning signs investors should review.

Humm Group's Ending Cash Position for the quarter that ended in Dec. 2025 was €207.2 Mil.

Humm Group's quarterly Ending Cash Position increased from Dec. 2024 (€180.9 Mil) to Jun. 2025 (€182.5 Mil) and increased from Jun. 2025 (€182.5 Mil) to Dec. 2025 (€207.2 Mil).

Humm Group's annual Ending Cash Position declined from Jun. 2023 (€208.2 Mil) to Jun. 2024 (€173.5 Mil) but then increased from Jun. 2024 (€173.5 Mil) to Jun. 2025 (€182.5 Mil).

Humm Group Ending Cash Position Related Terms

Humm Group Ending Cash Position Historical Data

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The historical data trend for Humm Group's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humm Group Ending Cash Position Chart

Humm Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.46 186.81 208.20 173.46 182.49

Humm Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 239.75 173.46 180.90 182.49 207.17
FRA:F5L
39GF Score
Humm Group Ltd FRA:F5L
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Humm Group Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Humm Group's Ending Cash Position for the fiscal year that ended in Jun. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=158.725+23.763
=182.5

Humm Group's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=183.454+23.719
=207.2

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of €207.2 Mil mean?
Humm Group (FRA:F5L) has a Ending Cash Position of €207.2 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Humm Group and its competitors.
Is Humm Group's Ending Cash Position too high?
Humm Group's current Ending Cash Position is €207.2 Mil. Overall, Humm Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Humm Group's Ending Cash Position compare to V and MA?
Humm Group's Ending Cash Position of €207.2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Humm Group and its competitors. Humm Group's current Ending Cash Position is €207.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humm Group stock overvalued right now?
Humm Group (FRA:F5L) has a current Ending Cash Position of €207.2 Mil. The stock's GF Value™ is €0.36, compared to a current price of €0.24 — trading 32.8% below its estimated fair value. The current Ending Cash Position is €207.2 Mil. Humm Group's overall GF Score™ is 39/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Humm Group (FRA:F5L), the current Ending Cash Position is €207.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humm Group (FRA:F5L) Overvalued in 2026?

Based on GuruFocus' analysis, Humm Group stock appears to be undervalued. The current stock price of €0.24 is trading 32.8% below its estimated GF Value™ of €0.36.

Key valuation signals for FRA:F5L:

  • Ending Cash Position: €207.2 Mil
  • GF Value™: €0.36 vs. price of €0.24 (32.8% below fair value)
  • GF Score™: 39/100 with 5 warning signs

No single metric tells the full story. See the FRA:F5L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Humm Group Business Description

Other Exchanges HUMGF:USAHUM:Australia
Address 121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Humm Group Ltd is a diversified financial services company that provides instalment plans which enable businesses and consumers to make large purchases. hummgroup operates in Australia, New Zealand, Ireland, Canada and the United Kingdom. Its principal activities inlcude Commercial Lending in Australia and New Zealand; Point of Sale Payment Plans; Australia Cards (humm90); and New Zealand Cards (including Farmers Finance Card, Farmers Mastercard, Q Card, Q Mastercard and Flight Centre Mastercard). Its segment includes: Commercial; PosPP; Cards NZ; Cards AU; and Corporate.
39GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.24
Price
€0.36
GF Value