GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Humm Group Ltd (FRA:F5L) » Definitions » Interest Expense

Humm Group (FRA:F5L) Interest Expense : €-172.1 Mil (TTM As of Jun. 2024)


View and export this data going back to 2014. Start your Free Trial

What is Humm Group Interest Expense?

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Humm Group's interest expense for the six months ended in Jun. 2024 was € -91.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Jun. 2024 was €-172.1 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Humm Group's Operating Income for the six months ended in Jun. 2024 was € 257.3 Mil. Humm Group's Interest Expense for the six months ended in Jun. 2024 was € -91.0 Mil. Humm Group's Interest Coverage for the quarter that ended in Jun. 2024 was 2.83. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Humm Group Interest Expense Historical Data

The historical data trend for Humm Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Humm Group Interest Expense Chart

Humm Group Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -54.73 -47.08 -55.91 -104.13 -172.48

Humm Group Semi-Annual Data
Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -30.91 -46.95 -58.48 -81.08 -90.99

Humm Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Jun. 2024 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-172.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humm Group  (FRA:F5L) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Humm Group's Interest Expense for the six months ended in Jun. 2024 was €-91.0 Mil. Its Operating Income for the six months ended in Jun. 2024 was €257.3 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Jun. 2024 was €0.0 Mil.

Humm Group's Interest Coverage for the quarter that ended in Jun. 2024 is calculated as

Interest Coverage=-1* Operating Income (Q: Jun. 2024 )/Interest Expense (Q: Jun. 2024 )
=-1*257.295/-90.988
=2.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Humm Group Ltd interest coverage is 1.04, which is low.

Humm Group Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Humm Group Ltd (FRA:F5L) » Definitions » Interest Expense
Comparable Companies
ASX:OBL ASX:SVR ASX:PLT ASX:FSA ASX:PGL ASX:PNC ASX:WZR ASX:MME ASX:EPY ASX:HMY V MA AXP PYPL COF BOM:500034 IST:QNBFL DFS BOM:543257 BOM:532810
Traded in Other Exchanges
HUM:Australia
Address
121 Harrington Street, Level 1, Sydney, NSW, AUS, 2000
Website
https://www.shophumm.com
Humm is a diversified finance provider with offerings centered on buy now pay later, or BNPL, credit cards and equipment finance. It facilitates purchases for over 2.7 million customers. Humm operates in Australia, New Zealand, Ireland, and Canada. While it caters for a diverse range of industries, its focus is on financing higher ticket items. Unlike the glut of new BNPL firms, Humm is established with a long operating history. Originally Flexigroup, Humm had a strategic refresh in 2019 where it has now consolidated to around four main brands in ANZ, from 20 before. In its earlier days, Humm focused on Visa and interest-free cards, lay-by, consumer leasing, commercial finance, and other payment solutions to consumers and small businesses.

Humm Group Headlines

No Headlines