NIBHF (NIB Holdings) Cash Flow from Operations: $128.68 Mil (TTM As of Dec. 2025)

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What is NIB Holdings Cash Flow from Operations?

NIB Holdings NIBHF 88 Cash Flow from Operations is $128.68 Mil as of Dec. 2025. GuruFocus rates NIBHF with a GF Score™ of 88/100. The stock has 8 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the six months ended in Dec. 2025, NIB Holdings's Cash Receipts from Operating Activities was $1,302.46 Mil. Its Cash Payments was $-1,291.10 Mil. And its Cash Flow from Others was $-0.00 Mil. In all, NIB Holdings's Cash Flow from Operations for the six months ended in Dec. 2025 was $11.36 Mil.

NIB Holdings  (OTCPK:NIBHF) Cash Flow from Operations Explanation

For financial companies reported in direct method, cash flow from operations contains three items:

1. Cash Receipts from Operating Activities:
Cash Receipts from Operating Activities represents cash received from operating activitiies in direct method.

NIB Holdings's cash receipts from operating activities for the six months ended in Dec. 2025 was $1,302.46 Mil.

2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.

NIB Holdings's cash payments for the six months ended in Dec. 2025 was $-1,291.10 Mil.

3. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).

NIB Holdings's cash flow from others for the six months ended in Dec. 2025 was $-0.00 Mil.

NIB Holdings Cash Flow from Operations Related Terms

NIB Holdings Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for NIB Holdings's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIB Holdings Cash Flow from Operations Chart

NIB Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only 83.10 237.25 165.57 170.72 107.88

NIB Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.13 122.98 -9.18 117.32 11.36

NIB Holdings Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

NIB Holdings's Cash Flow from Operations for the fiscal year that ended in Jun. 2025 is calculated as:

Cash Flow from Operations(A: Jun. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=2451.497+-2343.62+0.0010000000000474
=107.88

NIB Holdings's Cash Flow from Operations for the quarter that ended in Dec. 2025 is:

Cash Flow from Operations(Q: Dec. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=1302.458+-1291.096+-7.9936057773011E-14
=11.36

Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $128.68 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of $128.68 Mil mean?
NIB Holdings (NIBHF) has a Cash Flow from Operations of $128.68 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for NIB Holdings and its competitors.
Is NIB Holdings' Cash Flow from Operations too high?
NIB Holdings' current Cash Flow from Operations is $128.68 Mil. Overall, NIB Holdings has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' Cash Flow from Operations compare to FNF and AXS?
NIB Holdings' Cash Flow from Operations of $128.68 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for NIB Holdings and its competitors. NIB Holdings's current Cash Flow from Operations is $128.68 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current Cash Flow from Operations of $128.68 Mil. The current Cash Flow from Operations is $128.68 Mil. NIB Holdings' overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current Cash Flow from Operations is $128.68 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.