NIBHF (NIB Holdings) Dividend Payout Ratio: 0.95 (As of Dec. 2025) — 46% Above Median


What is NIB Holdings Dividend Payout Ratio?

NIB Holdings NIBHF 90 Dividend Payout Ratio is 0.95 as of Dec. 2025, which is 46% above its 10-year median of 0.65. GuruFocus rates NIBHF with a GF Score™ of 90/100. The stock has 5 warning signs investors should review. Among 337 Insurance companies, NIB Holdings ranks worse than 81.01% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. NIB Holdings's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.95.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of NIB Holdings Ltd is 0.73, which seems too high.

The historical rank and industry rank for NIB Holdings's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of NIB Holdings was 1.16. The lowest was 0.40. And the median was 0.65.

NIBHF's Dividend Payout Ratio is not ranked *
in the Insurance industry.
Industry Median: 0.38
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-06-28), the Dividend Yield % of NIB Holdings is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of NIB Holdings was 5.53%. The lowest was 1.75%. And the median was 3.27%.

NIB Holdings's Dividends per Share for the months ended in Dec. 2025 was $0.11.

During the past 3 years, the average Dividends Per Share Growth Rate was 2.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 9.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 8.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of NIB Holdings was 28.90% per year. The lowest was -10.50% per year. And the median was 10.15% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

NIB Holdings (OTCPK:NIBHF) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

NIB Holdings Dividend Payout Ratio Related Terms

NIB Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for NIB Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIB Holdings Dividend Payout Ratio Chart

NIB Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.40 0.00 0.00 0.40 0.68

NIB Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.94 0.82 0.57 0.95

NIBHF vs FNF, AXS, FAF: Dividend Payout Ratio Comparison

For the Insurance - Specialty subindustry, NIB Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NIB Holdings Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, NIB Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where NIB Holdings's Dividend Payout Ratio falls into.


NIB Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

NIB Holdings's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0.176/ 0.26
=0.68

NIB Holdings's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.106/ 0.112
=0.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.95 mean?
NIB Holdings (NIBHF) has a Dividend Payout Ratio of 0.95 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NIB Holdings and its competitors. This is 46% above median its historical median of 0.65. Over the past decade, NIB Holdings' Dividend Payout Ratio has ranged from 0.40 to 1.16. According to the industry distribution chart, NIB Holdings ranks #273 out of 337 companies in the Insurance industry, placing it in the top 81%.
Is NIB Holdings' Dividend Payout Ratio too high?
NIB Holdings' current Dividend Payout Ratio of 0.95 is 46% above median its 10-year median of 0.65. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.16. The Insurance industry median Dividend Payout Ratio is 0.38. NIB Holdings' value of 0.95 is 150% above this industry median. Based on the distribution chart, NIB Holdings ranks #273 out of 337 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, NIB Holdings has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' Dividend Payout Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, NIB Holdings ranks #273 out of 337 companies for Dividend Payout Ratio. This places NIB Holdings in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. NIB Holdings' value of 0.95 is 150% above this benchmark. Historically, NIB Holdings' own Dividend Payout Ratio has ranged from 0.40 to 1.16 over the past decade. While the company's 10-year median is 0.65 vs. the industry median of 0.38, NIB Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIB Holdings's current Dividend Payout Ratio of 0.95 is 150% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NIB Holdings and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current Dividend Payout Ratio is 0.95, which is 46% above median its own 10-year median of 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current Dividend Payout Ratio of 0.95. The current Dividend Payout Ratio is 0.95, which is 46% above median its 10-year median of 0.65 and 150% above the Insurance industry median of 0.38. NIB Holdings' overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current Dividend Payout Ratio is 0.95 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.