NIBHF (NIB Holdings) GF Score: 84/100 (As of Jul. 01, 2026) — Near Median


What is NIB Holdings GF Score?

NIB Holdings NIBHF 84 GF Score is 84 as of Jul. 01, 2026, which is at its 10-year median of 84.00. GuruFocus rates NIBHF with a GF Score™ of 84/100. The stock has 5 warning signs investors should review.

NIB Holdings has the GF Score of 84, which implies that the company might have Good outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 8/10
3. Growth Rank : 9/10
4. GF Value Rank : 9/10
5. Momentum Rank : 2/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes NIB Holdings might have Good outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

NIB Holdings  (OTCPK:NIBHF) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

NIB Holdings GF Score Related Terms

NIBHF vs FNF, AXS, FAF: GF Score Comparison

For the Insurance - Specialty subindustry, NIB Holdings's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NIB Holdings GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, NIB Holdings's GF Score distribution charts can be found below:

* The bar in red indicates where NIB Holdings's GF Score falls into.


Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 84 mean?
NIB Holdings (NIBHF) has a GF Score of 84 as of Jul. 01, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NIB Holdings and its competitors. This is near median its historical median of 84.00.
Is NIB Holdings' GF Score too high?
NIB Holdings' current GF Score of 84 is near median its 10-year median of 84.00. Overall, NIB Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' GF Score compare to FNF and AXS?
NIB Holdings' GF Score of 84 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on NIB Holdings and its competitors. NIB Holdings's current GF Score is 84, which is near median its own 10-year median of 84.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current GF Score of 84. The current GF Score is 84, which is near median its 10-year median of 84.00. NIB Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current GF Score is 84 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.