NIBHF (NIB Holdings) EBITDA per Share: $0.44 (TTM As of Dec. 2025)


What is NIB Holdings EBITDA per Share?

NIB Holdings NIBHF 84 EBITDA per Share is $0.44 as of Dec. 2025. GuruFocus rates NIBHF with a GF Score™ of 84/100. The stock has 7 warning signs investors should review. Among 285 Insurance companies, NIB Holdings ranks worse than 62.11% on this metric.

NIB Holdings's EBITDA per Share for the six months ended in Dec. 2025 was $0.21. Its EBITDA per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.44.

During the past 12 months, the average EBITDA per Share Growth Rate of NIB Holdings was 9.00% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 10.50% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 11.10% per year. During the past 10 years, the average EBITDA per Share Growth Rate was 7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for NIB Holdings's EBITDA per Share or its related term are showing as below:

NIBHF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -6.6   Med: 11.95   Max: 23.4
Current: 10.5

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of NIB Holdings was 23.40% per year. The lowest was -6.60% per year. And the median was 11.95% per year.

NIBHF's 3-Year EBITDA Growth Rate is ranked worse than
62.11% of 285 companies
in the Insurance industry
Industry Median: 17.2 vs NIBHF: 10.50

NIB Holdings's EBITDA for the six months ended in Dec. 2025 was $102.33 Mil.

During the past 12 months, the average EBITDA Growth Rate of NIB Holdings was 9.30% per year. During the past 3 years, the average EBITDA Growth Rate was 12.70% per year. During the past 5 years, the average EBITDA Growth Rate was 12.80% per year. During the past 10 years, the average EBITDA Growth Rate was 8.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of NIB Holdings was 25.20% per year. The lowest was -5.40% per year. And the median was 13.05% per year.


NIB Holdings  (OTCPK:NIBHF) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


NIB Holdings EBITDA per Share Related Terms


NIB Holdings EBITDA per Share Historical Data

* Premium members only.

The historical data trend for NIB Holdings's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIB Holdings EBITDA per Share Chart

NIB Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBITDA per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.35 0.47 0.45 0.44

NIB Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.25 0.20 0.20 0.23 0.21

NIB Holdings EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

NIB Holdings's EBITDA per Share for the fiscal year that ended in Jun. 2025 is calculated as

EBITDA per Share(A: Jun. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=211.328/486.100
=0.43

NIB Holdings's EBITDA per Share for the quarter that ended in Dec. 2025 is calculated as

EBITDA per Share(Q: Dec. 2025 )
=EBITDA/Shares Outstanding (Diluted Average)
=102.325/487.500
=0.21

EBITDA per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of $0.44 mean?
NIB Holdings (NIBHF) has a EBITDA per Share of $0.44 as of Dec. 2025. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on NIB Holdings and its competitors. According to the industry distribution chart, NIB Holdings ranks #177 out of 285 companies in the Insurance industry, placing it in the top 62.1%.
Is NIB Holdings' EBITDA per Share too high?
NIB Holdings' current EBITDA per Share is $0.44. The Insurance industry median EBITDA per Share is 17.20. NIB Holdings' value of $0.44 is 97.4% below this industry median. Based on the distribution chart, NIB Holdings ranks #177 out of 285 companies in the Insurance industry, which is below the industry midpoint. Overall, NIB Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' EBITDA per Share compare to FNF and AXS?
According to the Insurance industry distribution chart, NIB Holdings ranks #177 out of 285 companies for EBITDA per Share. This places NIB Holdings in the lower half of its industry. The industry median EBITDA per Share is 17.20. NIB Holdings' value of $0.44 is 97.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for an Insurance company?
The median EBITDA per Share among Insurance companies is 17.20, based on 285 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIB Holdings's current EBITDA per Share of $0.44 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on NIB Holdings and its competitors. For the Insurance industry, the median EBITDA per Share is 17.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current EBITDA per Share is $0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current EBITDA per Share of $0.44. The current EBITDA per Share is $0.44 and 97.4% below the Insurance industry median of 17.20. NIB Holdings' overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current EBITDA per Share is $0.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.