NIBHF (NIB Holdings) Interest Expense: $-11.11 Mil (TTM As of Dec. 2025)


What is NIB Holdings Interest Expense?

NIB Holdings NIBHF 84 Interest Expense is $-11.11 Mil as of Dec. 2025. GuruFocus rates NIBHF with a GF Score™ of 84/100. The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. NIB Holdings's interest expense for the six months ended in Dec. 2025 was $ -5.12 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-11.11 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. NIB Holdings's Operating Income for the six months ended in Dec. 2025 was $ 82.72 Mil. NIB Holdings's Interest Expense for the six months ended in Dec. 2025 was $ -5.12 Mil. NIB Holdings's Interest Coverage for the quarter that ended in Dec. 2025 was 16.17. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NIB Holdings  (OTCPK:NIBHF) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NIB Holdings's Interest Expense for the six months ended in Dec. 2025 was $-5.12 Mil. Its EBIT for the six months ended in Dec. 2025 was $82.72 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was $181.86 Mil.

NIB Holdings's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*82.724/-5.116
=16.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

NIB Holdings Interest Expense Historical Data

* Premium members only.

The historical data trend for NIB Holdings's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NIB Holdings Interest Expense Chart

NIB Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.60 -3.09 -7.85 -10.29 -12.11

NIB Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.76 -4.58 -5.95 -5.99 -5.12

NIB Holdings Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was $-11.11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-11.11 Mil mean?
NIB Holdings (NIBHF) has a Interest Expense of $-11.11 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on NIB Holdings and its competitors.
Is NIB Holdings' Interest Expense too high?
NIB Holdings' current Interest Expense is $-11.11 Mil. Overall, NIB Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' Interest Expense compare to FNF and AXS?
NIB Holdings' Interest Expense of $-11.11 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on NIB Holdings and its competitors. NIB Holdings's current Interest Expense is $-11.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current Interest Expense of $-11.11 Mil. The current Interest Expense is $-11.11 Mil. NIB Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current Interest Expense is $-11.11 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NIB Holdings Business Description

Other Exchanges NHF:Australia
Address 22 Honeysuckle Drive, Newcastle, NSW, AUS, 2300
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.