NIB HoldingsNIBHF 92 FCF Yield % is 4.58 as of Jun. 26, 2026, which is 25% below its 10-year median of 6.09. GuruFocus rates NIBHF with a GF Score™ of 92/100. The stock has 4 warning signs investors should review. Among 504 Insurance companies, NIB Holdings ranks worse than 61.9% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
NIB Holdings FCF Yield % Related Terms
NIB Holdings FCF Yield % Historical Data
* Premium members only.
The historical data trend for NIB Holdings's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, NIB Holdings's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIB Holdings FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, NIB Holdings's FCF Yield % distribution charts can be found below:
* The bar in red indicates where NIB Holdings's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIB Holdings (NIBHF) has a FCF Yield % of 4.58 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NIB Holdings and its competitors. This is 25% below median its historical median of 6.09. Over the past decade, NIB Holdings' FCF Yield % has ranged from 2.33 to 10.41. According to the industry distribution chart, NIB Holdings ranks #312 out of 504 companies in the Insurance industry, placing it in the top 61.9%.
Is NIB Holdings' FCF Yield % too high?
NIB Holdings' current FCF Yield % of 4.58 is 25% below median its 10-year median of 6.09. Over the past 10 years, this metric has ranged from a low of 2.33 to a high of 10.41. The Insurance industry median FCF Yield % is 7.12. NIB Holdings' value of 4.58 is 35.6% below this industry median. Based on the distribution chart, NIB Holdings ranks #312 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, NIB Holdings has a GF Score™ of 92/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' FCF Yield % compare to FNF and AXS?
According to the Insurance industry distribution chart, NIB Holdings ranks #312 out of 504 companies for FCF Yield %. This places NIB Holdings in the lower half of its industry. The industry median FCF Yield % is 7.12. NIB Holdings' value of 4.58 is 35.6% below this benchmark. Historically, NIB Holdings' own FCF Yield % has ranged from 2.33 to 10.41 over the past decade. While the company's 10-year median is 6.09 vs. the industry median of 7.12, NIB Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIB Holdings's current FCF Yield % of 4.58 is 35.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NIB Holdings and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current FCF Yield % is 4.58, which is 25% below median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current FCF Yield % of 4.58. The current FCF Yield % is 4.58, which is 25% below median its 10-year median of 6.09 and 35.6% below the Insurance industry median of 7.12. NIB Holdings' overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current FCF Yield % is 4.58 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NIBHF has been successfully added to your 