NIB HoldingsNIBHF 94 EBITDA Margin % is 8.20% as of Dec. 2025, which is 16% below its 10-year median of 9.71. GuruFocus rates NIBHF with a GF Score™ of 94/100. The stock has 4 warning signs investors should review. Among 369 Insurance companies, NIB Holdings ranks worse than 74.25% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. NIB Holdings's EBITDA for the
six
months ended in Dec. 2025 was $102.33 Mil. NIB Holdings's Revenue for the
six
months ended in Dec. 2025 was $1,247.71 Mil. Therefore, NIB Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 8.20%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
NIB Holdings EBITDA Margin % Related Terms
NIB Holdings EBITDA Margin % Historical Data
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The historical data trend for NIB Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIBHF vs FNF, AXS, FAF: EBITDA Margin % Comparison
For the Insurance - Specialty subindustry, NIB Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NIB Holdings EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, NIB Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where NIB Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NIB Holdings (NIBHF) has a EBITDA Margin % of 8.20% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NIB Holdings and its competitors. This is 16% below median its historical median of 9.71. Over the past decade, NIB Holdings' EBITDA Margin % has ranged from 6.74 to 10.67. According to the industry distribution chart, NIB Holdings ranks #274 out of 369 companies in the Insurance industry, placing it in the top 74.3%.
Is NIB Holdings' EBITDA Margin % too high?
NIB Holdings' current EBITDA Margin % of 8.20% is 16% below median its 10-year median of 9.71. Over the past 10 years, this metric has ranged from a low of 6.74 to a high of 10.67. The Insurance industry median EBITDA Margin % is 14.81. NIB Holdings' value of 8.20% is 44.6% below this industry median. Based on the distribution chart, NIB Holdings ranks #274 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, NIB Holdings has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does NIB Holdings' EBITDA Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, NIB Holdings ranks #274 out of 369 companies for EBITDA Margin %. This places NIB Holdings in the lower half of its industry. The industry median EBITDA Margin % is 14.81. NIB Holdings' value of 8.20% is 44.6% below this benchmark. Historically, NIB Holdings' own EBITDA Margin % has ranged from 6.74 to 10.67 over the past decade. While the company's 10-year median is 9.71 vs. the industry median of 14.81, NIB Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NIB Holdings's current EBITDA Margin % of 8.20% is 44.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on NIB Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NIB Holdings's current EBITDA Margin % is 8.20%, which is 16% below median its own 10-year median of 9.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NIB Holdings stock overvalued right now?
NIB Holdings (NIBHF) has a current EBITDA Margin % of 8.20%. The current EBITDA Margin % is 8.20%, which is 16% below median its 10-year median of 9.71 and 44.6% below the Insurance industry median of 14.81. NIB Holdings' overall GF Score™ is 94/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For NIB Holdings (NIBHF), the current EBITDA Margin % is 8.20% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NIB Holdings is Australia's fourth-largest health fund. It is a national provider of private health insurance, life insurance, travel insurance, and related healthcare services, with a growing presence in New Zealand. Approximately 55% of the population is covered by private health insurance because of taxation benefits, shorter wait times, a choice of doctor and hospital, and cover of ancillary health services.
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