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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
six
months ended in Dec. 2025,
Standard Bank Group receivedR64 Mil more from issuing new shares than it paid to buy back shares.
It receivedR4,958 Mil from issuing more debt.
It paidR0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentR15,353 Mil paying cash dividends to shareholders.
It spentR442 Mil on other financial activities.
In all, Standard Bank GroupspentR10,773 Mil on financial activities for the
six
months ended in Dec. 2025.
Standard Bank Group (NAM:SNB) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Standard Bank Group's issuance of stock for the
six
months ended in Dec. 2025 was R0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Standard Bank Group's repurchase of stock for the
six
months ended in Dec. 2025 was R64 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Standard Bank Group's net issuance of debt for the
six
months ended in Dec. 2025 was R4,958 Mil.
Standard Bank Group receivedR4,958 Mil from issuing more debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Standard Bank Group's net issuance of preferred for the
six
months ended in Dec. 2025 was R0 Mil.
Standard Bank Group paidR0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Standard Bank Group's cash flow for dividends for the
six
months ended in Dec. 2025 was R-15,353 Mil.
Standard Bank Group spentR15,353 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Standard Bank Group's other financing for the
six
months ended in Dec. 2025 was R-442 Mil.
Standard Bank Group spentR442 Mil on other financial activities.
Standard Bank Group Cash Flow from Financing Related Terms
Standard Bank Group Cash Flow from Financing Historical Data
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The historical data trend for Standard Bank Group's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Group Cash Flow from Financing Chart
Standard Bank Group Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Standard Bank Group's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-29,922 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of R-29,922 Mil mean?
Standard Bank Group (NAM:SNB) has a Cash Flow from Financing of R-29,922 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Standard Bank Group and its competitors.
Is Standard Bank Group's Cash Flow from Financing too high?
Standard Bank Group's current Cash Flow from Financing is R-29,922 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Cash Flow from Financing compare to PNC and USB?
Standard Bank Group's Cash Flow from Financing of R-29,922 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Standard Bank Group and its competitors. Standard Bank Group's current Cash Flow from Financing is R-29,922 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.31, compared to a current price of R317.61 — trading 33.8% above its estimated fair value. The current Cash Flow from Financing is R-29,922 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Cash Flow from Financing is R-29,922 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Group (NAM:SNB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued.
The current stock price of R317.61 is trading 33.8% above its estimated GF Value™ of R237.31.
GuruFocus considers Standard Bank Group to be Significantly Overvalued.
Key valuation signals for NAM:SNB:
Cash Flow from Financing: R-29,922 Mil
GF Value™: R237.31 vs. price of R317.61 (33.8% above fair value)
No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score
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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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