Standard Bank Group (NAM:SNB) Total Liabilities: R3,308,438 Mil (As of Dec. 2025)


NAM:SNB Standard Bank Group Ltd NAM:SNB
67 GF Score
Price R314.30
GF Value R237.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Standard Bank Group Total Liabilities?

Standard Bank Group NAM:SNB -2.71% 67 Total Liabilities is R3,308,438 Mil as of Dec. 2025. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Standard Bank Group's Total Liabilities for the quarter that ended in Dec. 2025 was R3,308,438 Mil.

Standard Bank Group's quarterly Total Liabilities increased from Dec. 2024 (R2,976,594.00 Mil) to Jun. 2025 (R3,109,324.00 Mil) and increased from Jun. 2025 (R3,109,324.00 Mil) to Dec. 2025 (R3,308,438.00 Mil).

Standard Bank Group's annual Total Liabilities increased from Dec. 2023 (R2,768,785.00 Mil) to Dec. 2024 (R2,976,594.00 Mil) and increased from Dec. 2024 (R2,976,594.00 Mil) to Dec. 2025 (R3,308,438.00 Mil).

Standard Bank Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for Standard Bank Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Group Total Liabilities Chart

Standard Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,482,968.00 2,623,531.00 2,768,785.00 2,976,594.00 3,308,438.00

Standard Bank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,768,785.00 2,820,193.00 2,976,594.00 3,109,324.00 3,308,438.00
NAM:SNB
67GF Score
Standard Bank Group Ltd NAM:SNB
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Standard Bank Group's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=3620854-312416
=3,308,438

Standard Bank Group's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=3620854-312416
=3,308,438

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of R3,308,438 Mil mean?
Standard Bank Group (NAM:SNB) has a Total Liabilities of R3,308,438 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Standard Bank Group and its competitors.
Is Standard Bank Group's Total Liabilities too high?
Standard Bank Group's current Total Liabilities is R3,308,438 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Total Liabilities compare to PNC and USB?
Standard Bank Group's Total Liabilities of R3,308,438 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Standard Bank Group and its competitors. Standard Bank Group's current Total Liabilities is R3,308,438 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.42, compared to a current price of R314.30 — trading 32.4% above its estimated fair value. The current Total Liabilities is R3,308,438 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Total Liabilities is R3,308,438 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Group (NAM:SNB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued. The current stock price of R314.30 is trading 32.4% above its estimated GF Value™ of R237.42. GuruFocus considers Standard Bank Group to be Significantly Overvalued.

Key valuation signals for NAM:SNB:

  • Total Liabilities: R3,308,438 Mil
  • GF Value™: R237.42 vs. price of R314.30 (32.4% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Bank Group Business Description

Address 5 Simmonds Street, 9th Floor, Standard Bank Centre, Johannesburg, GT, ZAF, 2001
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R314.30
Price
R237.42
GF Value