Standard Bank Group (NAM:SNB) Interest Expense: R-100,373 Mil (TTM As of Dec. 2025)


NAM:SNB Standard Bank Group Ltd NAM:SNB
67 GF Score
Price R322.37
GF Value R237.40
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Standard Bank Group Interest Expense?

Standard Bank Group NAM:SNB +0.34% 67 Interest Expense is R-100,373 Mil as of Dec. 2025. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.40 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Standard Bank Group's interest expense for the six months ended in Dec. 2025 was R -100,373 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was R-100,373 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Standard Bank Group's Operating Income for the six months ended in Dec. 2025 was R Mil. Standard Bank Group's Interest Expense for the six months ended in Dec. 2025 was R Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Standard Bank Group Interest Expense Historical Data

* Premium members only.

The historical data trend for Standard Bank Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Group Interest Expense Chart

Standard Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -36,776.00 -56,484.00 -95,102.00 -106,732.00 -100,373.00

Standard Bank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -95,102.00 0.00 -106,732.00 0.00 -100,373.00
NAM:SNB
67GF Score
Standard Bank Group Ltd NAM:SNB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-100,373 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of R-100,373 Mil mean?
Standard Bank Group (NAM:SNB) has a Interest Expense of R-100,373 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Standard Bank Group and its competitors.
Is Standard Bank Group's Interest Expense too high?
Standard Bank Group's current Interest Expense is R-100,373 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Interest Expense compare to PNC and USB?
Standard Bank Group's Interest Expense of R-100,373 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Standard Bank Group and its competitors. Standard Bank Group's current Interest Expense is R-100,373 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.40, compared to a current price of R322.37 — trading 35.8% above its estimated fair value. The current Interest Expense is R-100,373 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Interest Expense is R-100,373 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Group (NAM:SNB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued. The current stock price of R322.37 is trading 35.8% above its estimated GF Value™ of R237.40. GuruFocus considers Standard Bank Group to be Significantly Overvalued.

Key valuation signals for NAM:SNB:

  • Interest Expense: R-100,373 Mil
  • GF Value™: R237.40 vs. price of R322.37 (35.8% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Standard Bank Group Business Description

Address 5 Simmonds Street, 9th Floor, Standard Bank Centre, Johannesburg, GT, ZAF, 2001
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R322.37
Price
R237.40
GF Value