Standard Bank Group (NAM:SNB) Preferred Stock: R9 Mil (As of Dec. 2025)

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NAM:SNB Standard Bank Group Ltd NAM:SNB
67 GF Score
Price R324.48
GF Value R237.35
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Standard Bank Group Preferred Stock?

Standard Bank Group NAM:SNB 67 Preferred Stock is R9 Mil as of Dec. 2025. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.35 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. Standard Bank Group's preferred stock for the quarter that ended in Dec. 2025 was R9 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. Standard Bank Group's Enterprise Value for the quarter that ended in Dec. 2025 was R480,593 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. Standard Bank Group's Book Value per Share for the quarter that ended in Dec. 2025 was R179.94.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). Standard Bank Group's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was R16.10.


Standard Bank Group  (NAM:SNB) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

Standard Bank Group's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

Standard Bank Group's Book Value per Share for the quarter that ended in Dec. 2025 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

Standard Bank Group's Earnings per Share (Diluted) (EPS) for the six months ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Standard Bank Group Preferred Stock Related Terms


Standard Bank Group Preferred Stock Historical Data

* Premium members only.

The historical data trend for Standard Bank Group's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Group Preferred Stock Chart

Standard Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Preferred Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,503.00 5,503.00 5,503.00 9.00 9.00

Standard Bank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Preferred Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,503.00 0.00 9.00 5,503.00 9.00
NAM:SNB
67GF Score
Standard Bank Group Ltd NAM:SNB
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Group Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of R9 Mil mean?
Standard Bank Group (NAM:SNB) has a Preferred Stock of R9 Mil as of Dec. 2025. Preferred Stock represents the par value of a company's preferred shares. View historical data on Standard Bank Group and its competitors.
Is Standard Bank Group's Preferred Stock too high?
Standard Bank Group's current Preferred Stock is R9 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Preferred Stock compare to PNC and USB?
Standard Bank Group's Preferred Stock of R9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for a Banks company?
A good Preferred Stock depends on the Banks industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on Standard Bank Group and its competitors. Standard Bank Group's current Preferred Stock is R9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.35, compared to a current price of R324.48 — trading 36.7% above its estimated fair value. The current Preferred Stock is R9 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Preferred Stock is R9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Group (NAM:SNB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued. The current stock price of R324.48 is trading 36.7% above its estimated GF Value™ of R237.35. GuruFocus considers Standard Bank Group to be Significantly Overvalued.

Key valuation signals for NAM:SNB:

  • Preferred Stock: R9 Mil
  • GF Value™: R237.35 vs. price of R324.48 (36.7% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Group Business Description

Address 5 Simmonds Street, 9th Floor, Standard Bank Centre, Johannesburg, GT, ZAF, 2001
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score

Get the complete analysis for NAM:SNB

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R324.48
Price
R237.35
GF Value