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Standard Bank GroupNAM:SNB -1.38%67 Peter Lynch Fair Value is R271.86 as of Jul. 16, 2026, which is 100% below its 10-year median of 1.31. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 869 Banks companies, Standard Bank Group ranks worse than 52.93% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Standard Bank Group's PEG is 1. Standard Bank Group's 5-Year TTM Book Value Growth Rate is 9.08.
Standard Bank Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R29.94. Therefore, the Peter Lynch Fair Value for today is R271.86.
The historical rank and industry rank for Standard Bank Group's Peter Lynch Fair Value or its related term are showing as below:
NAM:SNB'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.93 Med: 1.31 Max: 1.79
Current: 1.18
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Standard Bank Group was 1.79. The lowest was 0.93. And the median was 1.31.
NAM:SNB's Price-to-Peter-Lynch-Fair-Value is ranked worse than 52.93% of 869
companies
in the Banks industry
Industry Median: 1.12
vs NAM:SNB: 1.18
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Standard Bank Group (NAM:SNB) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 9.08 instead of 15 in this case.
Standard Bank Group's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
320.00
/
271.86
=
1.18
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Standard Bank Group Peter Lynch Fair Value Related Terms
Standard Bank Group Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Standard Bank Group's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:SNB vs PNC, USB: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Standard Bank Group's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Standard Bank Group Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Standard Bank Group's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Standard Bank Group's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Standard Bank Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was R29.94.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of R271.86 mean?
Standard Bank Group (NAM:SNB) has a Peter Lynch Fair Value of R271.86 as of Jul. 16, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Bank Group and its competitors. This is 20653% above median its historical median of 1.31. Over the past decade, Standard Bank Group's Peter Lynch Fair Value has ranged from 0.93 to 1.79. According to the industry distribution chart, Standard Bank Group ranks #460 out of 869 companies in the Banks industry, placing it in the top 52.9%.
Is Standard Bank Group's Peter Lynch Fair Value too high?
Standard Bank Group's current Peter Lynch Fair Value of R271.86 is 20653% above median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 1.79. Based on the distribution chart, Standard Bank Group ranks #460 out of 869 companies in the Banks industry, which is below the industry midpoint. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Peter Lynch Fair Value compare to PNC and USB?
According to the Banks industry distribution chart, Standard Bank Group ranks #460 out of 869 companies for Peter Lynch Fair Value. This places Standard Bank Group in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, Standard Bank Group's own Peter Lynch Fair Value has ranged from 0.93 to 1.79 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 869 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Standard Bank Group and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Standard Bank Group's current Peter Lynch Fair Value is R271.86, which is 20653% above median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.34, compared to a current price of R320.00 — trading 34.8% above its estimated fair value. The current Peter Lynch Fair Value is R271.86, which is 20653% above median its 10-year median of 1.31. Standard Bank Group's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Peter Lynch Fair Value is R271.86 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Standard Bank Group (NAM:SNB) Overvalued in 2026?
Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued.
The current stock price of R320.00 is trading 34.8% above its estimated GF Value™ of R237.34.
GuruFocus considers Standard Bank Group to be Significantly Overvalued.
Key valuation signals for NAM:SNB:
Peter Lynch Fair Value: R271.86 (20653% above median its 10-year median of 1.31)
GF Value™: R237.34 vs. price of R320.00 (34.8% above fair value)
No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score
Get the complete analysis for NAM:SNB
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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