Standard Bank Group (NAM:SNB) Ending Cash Position: R217,209 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:SNB Standard Bank Group Ltd NAM:SNB
67 GF Score
Price R317.61
GF Value R237.27
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Standard Bank Group Ending Cash Position?

Standard Bank Group NAM:SNB 67 Ending Cash Position is R217,209 Mil as of Dec. 2025. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.27 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Standard Bank Group's Ending Cash Position for the quarter that ended in Dec. 2025 was R217,209 Mil.

Standard Bank Group's quarterly Ending Cash Position increased from Dec. 2024 (R211,801 Mil) to Jun. 2025 (R268,442 Mil) but then declined from Jun. 2025 (R268,442 Mil) to Dec. 2025 (R217,209 Mil).

Standard Bank Group's annual Ending Cash Position increased from Dec. 2023 (R200,622 Mil) to Dec. 2024 (R211,801 Mil) and increased from Dec. 2024 (R211,801 Mil) to Dec. 2025 (R217,209 Mil).


Standard Bank Group Ending Cash Position Related Terms


Standard Bank Group Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Standard Bank Group's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Group Ending Cash Position Chart

Standard Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 172,769.00 206,241.00 200,622.00 211,801.00 217,209.00

Standard Bank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 200,622.00 215,256.00 211,801.00 268,442.00 217,209.00
NAM:SNB
67GF Score
Standard Bank Group Ltd NAM:SNB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Standard Bank Group Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Standard Bank Group's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=211801+5408
=217,209

Standard Bank Group's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=268442+-51233
=217,209

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of R217,209 Mil mean?
Standard Bank Group (NAM:SNB) has a Ending Cash Position of R217,209 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Standard Bank Group and its competitors.
Is Standard Bank Group's Ending Cash Position too high?
Standard Bank Group's current Ending Cash Position is R217,209 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Ending Cash Position compare to PNC and USB?
Standard Bank Group's Ending Cash Position of R217,209 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Standard Bank Group and its competitors. Standard Bank Group's current Ending Cash Position is R217,209 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.27, compared to a current price of R317.61 — trading 33.9% above its estimated fair value. The current Ending Cash Position is R217,209 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Ending Cash Position is R217,209 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Group (NAM:SNB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued. The current stock price of R317.61 is trading 33.9% above its estimated GF Value™ of R237.27. GuruFocus considers Standard Bank Group to be Significantly Overvalued.

Key valuation signals for NAM:SNB:

  • Ending Cash Position: R217,209 Mil
  • GF Value™: R237.27 vs. price of R317.61 (33.9% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Group Business Description

Address 5 Simmonds Street, 9th Floor, Standard Bank Centre, Johannesburg, GT, ZAF, 2001
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score

Get the complete analysis for NAM:SNB

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R317.61
Price
R237.27
GF Value