Standard Bank Group (NAM:SNB) Total Assets: R3,620,854 Mil (As of Dec. 2025)


NAM:SNB Standard Bank Group Ltd NAM:SNB
67 GF Score
Price R314.30
GF Value R237.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Standard Bank Group Total Assets?

Standard Bank Group NAM:SNB -2.71% 67 Total Assets is R3,620,854 Mil as of Dec. 2025. GuruFocus rates NAM:SNB with a GF Score™ of 67/100 and a GF Value™ of R237.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Standard Bank Group's Total Assets for the quarter that ended in Dec. 2025 was R3,620,854 Mil.

During the past 12 months, Standard Bank Group's average Total Assets Growth Rate was 10.70% per year. During the past 3 years, the average Total Assets Growth Rate was 7.80% per year. During the past 5 years, the average Total Assets Growth Rate was 6.90% per year. During the past 10 years, the average Total Assets Growth Rate was 6.60% per year.

During the past 13 years, Standard Bank Group's highest 3-Year average Total Assets Growth Rate was 27.10%. The lowest was 1.20%. And the median was 7.70%.

Total Assets is connected with ROA %. Standard Bank Group's annualized ROA % for the quarter that ended in Dec. 2025 was 1.50%. Total Assets is also linked to Revenue through Asset Turnover. Standard Bank Group's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.


Standard Bank Group  (NAM:SNB) Total Assets Explanation

Total Assets is connected with ROA %.

Standard Bank Group's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=52718/( (3412181+3620854)/ 2 )
=52718/3516517.5
=1.50 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Standard Bank Group's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=107291/( (3412181+3620854)/ 2 )
=107291/3516517.5
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Standard Bank Group Total Assets Related Terms


Standard Bank Group Total Assets Historical Data

* Premium members only.

The historical data trend for Standard Bank Group's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Standard Bank Group Total Assets Chart

Standard Bank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,725,817.00 2,882,397.00 3,045,705.00 3,269,250.00 3,620,854.00

Standard Bank Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,045,705.00 3,100,316.00 3,269,250.00 3,412,181.00 3,620,854.00
NAM:SNB
67GF Score
Standard Bank Group Ltd NAM:SNB
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Standard Bank Group Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Standard Bank Group's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=312416+3308438
=3,620,854

Standard Bank Group's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=312416+3308438
=3,620,854

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of R3,620,854 Mil mean?
Standard Bank Group (NAM:SNB) has a Total Assets of R3,620,854 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Standard Bank Group and its competitors.
Is Standard Bank Group's Total Assets too high?
Standard Bank Group's current Total Assets is R3,620,854 Mil. Overall, Standard Bank Group has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Standard Bank Group's Total Assets compare to PNC and USB?
Standard Bank Group's Total Assets of R3,620,854 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Standard Bank Group and its competitors. Standard Bank Group's current Total Assets is R3,620,854 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Standard Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Standard Bank Group (NAM:SNB) is currently considered Significantly Overvalued. The stock's GF Value™ is R237.42, compared to a current price of R314.30 — trading 32.4% above its estimated fair value. The current Total Assets is R3,620,854 Mil. Standard Bank Group's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Standard Bank Group (NAM:SNB), the current Total Assets is R3,620,854 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Standard Bank Group (NAM:SNB) Overvalued in 2026?

Based on GuruFocus' analysis, Standard Bank Group stock appears to be overvalued. The current stock price of R314.30 is trading 32.4% above its estimated GF Value™ of R237.42. GuruFocus considers Standard Bank Group to be Significantly Overvalued.

Key valuation signals for NAM:SNB:

  • Total Assets: R3,620,854 Mil
  • GF Value™: R237.42 vs. price of R314.30 (32.4% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the NAM:SNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Standard Bank Group Business Description

Address 5 Simmonds Street, 9th Floor, Standard Bank Centre, Johannesburg, GT, ZAF, 2001
Standard Bank Group Ltd provides banking and other financial services. Its operating model is client-led and structured around its business units, which are Personal & Private Banking (PPB), Business and Commercial Banking (BCB), Corporate and Investment Banking (CIB), and Insurance & Asset Management (IAM). It offers credit cards, mortgages, vehicle loans, insurance, and other lending and transactional products. Geographically, the company derives its maximum revenue from South Africa, followed by other African and international regions.
67GF Score

Get the complete analysis for NAM:SNB

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R314.30
Price
R237.42
GF Value