NPB (Northpointe Bancshares) Cash Flow from Financing: $1,441.6 Mil (TTM As of Mar. 2026)

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NPB Northpointe Bancshares Inc NPB
8 GF Score
Price $19.14
! 4 Warning Signs
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What is Northpointe Bancshares Cash Flow from Financing?

Northpointe Bancshares NPB +3.80% 8 Cash Flow from Financing is $1,441.6 Mil as of Mar. 2026. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 4 warning signs investors should review.

Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.

For the three months ended in Mar. 2026, Northpointe Bancshares paid $0.0 Mil more to buy back shares than it received from issuing new shares. It received $211.9 Mil from issuing more debt. It paid $0.0 Mil more to buy back preferred shares than it received from issuing preferred shares. It spent $1.3 Mil paying cash dividends to shareholders. It received $131.8 Mil on other financial activities. In all, Northpointe Bancshares earned $342.3 Mil on financial activities for the three months ended in Mar. 2026.


Northpointe Bancshares  (NYSE:NPB) Cash Flow from Financing Explanation

Cash from financing contains six items:

1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.

Northpointe Bancshares's issuance of stock for the three months ended in Mar. 2026 was $0.0 Mil.

2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.

Northpointe Bancshares's repurchase of stock for the three months ended in Mar. 2026 was $0.0 Mil.

3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.

Northpointe Bancshares's net issuance of debt for the three months ended in Mar. 2026 was $211.9 Mil. Northpointe Bancshares received $211.9 Mil from issuing more debt.

4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.

Northpointe Bancshares's net issuance of preferred for the three months ended in Mar. 2026 was $0.0 Mil. Northpointe Bancshares paid $0.0 Mil more to buy back preferred shares than it received from issuing preferred shares.

5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Northpointe Bancshares's cash flow for dividends for the three months ended in Mar. 2026 was $-1.3 Mil. Northpointe Bancshares spent $1.3 Mil paying cash dividends to shareholders.

6. Other Financing:
Money spent or earned by company from other financial activities.

Northpointe Bancshares's other financing for the three months ended in Mar. 2026 was $131.8 Mil. Northpointe Bancshares received $131.8 Mil on other financial activities.


Northpointe Bancshares Cash Flow from Financing Related Terms


Northpointe Bancshares Cash Flow from Financing Historical Data

* Premium members only.

The historical data trend for Northpointe Bancshares's Cash Flow from Financing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northpointe Bancshares Cash Flow from Financing Chart

Northpointe Bancshares Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Cash Flow from Financing
-354.76 324.17 462.83 1,705.62

Northpointe Bancshares Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow from Financing Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 606.29 552.48 386.77 160.07 342.31
NPB
8GF Score
Northpointe Bancshares Inc NPB
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Northpointe Bancshares Cash Flow from Financing Calculation

This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.

Northpointe Bancshares's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Flow from Financing(A: Dec. 2025 )
=Issuance of Stock+Repurchase of Stock+Net Issuance of Debt+Net Issuance of Preferred Stock+Cash Flow for Dividends+Other Financing
=116.585+0+235.487+-82.172+-11.433+1447.15
=1,705.6

Northpointe Bancshares's Cash from Financing for the quarter that ended in Mar. 2026 is:


Cash Flow from Financing for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,441.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Financing of $1,441.6 Mil mean?
Northpointe Bancshares (NPB) has a Cash Flow from Financing of $1,441.6 Mil as of Mar. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Northpointe Bancshares and its competitors.
Is Northpointe Bancshares' Cash Flow from Financing too high?
Northpointe Bancshares' current Cash Flow from Financing is $1,441.6 Mil. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' Cash Flow from Financing compare to BHB and AMBZ?
Northpointe Bancshares' Cash Flow from Financing of $1,441.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Northpointe Bancshares and its competitors. Northpointe Bancshares's current Cash Flow from Financing is $1,441.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current Cash Flow from Financing of $1,441.6 Mil. The current Cash Flow from Financing is $1,441.6 Mil. Northpointe Bancshares' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current Cash Flow from Financing is $1,441.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Northpointe Bancshares Business Description

Address 3333 Deposit Drive Northeast, Grand Rapids, MI, USA, 49546
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
8GF Score

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