NPB (Northpointe Bancshares) Long-Term Debt: $1,748.4 Mil (As of Mar. 2026)


NPB Northpointe Bancshares Inc NPB
8 GF Score
Price $18.95
! 4 Warning Signs
View Full Analysis

What is Northpointe Bancshares Long-Term Debt?

Northpointe Bancshares NPB -1.86% 8 Long-Term Debt is $1,748.4 Mil as of Mar. 2026. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 4 warning signs investors should review.

Northpointe Bancshares's Long-Term Debt for the quarter that ended in Mar. 2026 was $1,748.4 Mil.

Northpointe Bancshares's quarterly Long-Term Debt increased from Sep. 2025 ($1,398.2 Mil) to Dec. 2025 ($1,536.4 Mil) and increased from Dec. 2025 ($1,536.4 Mil) to Mar. 2026 ($1,748.4 Mil).

Northpointe Bancshares's annual Long-Term Debt declined from Dec. 2023 ($1,314.4 Mil) to Dec. 2024 ($1,302.7 Mil) but then increased from Dec. 2024 ($1,302.7 Mil) to Dec. 2025 ($1,536.4 Mil).

Northpointe Bancshares  (NYSE:NPB) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Northpointe Bancshares Long-Term Debt Related Terms

Northpointe Bancshares Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Northpointe Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northpointe Bancshares Long-Term Debt Chart

Northpointe Bancshares Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Long-Term Debt
981.26 1,314.37 1,302.68 1,536.42

Northpointe Bancshares Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 1,400.32 1,304.11 1,398.24 1,536.42 1,748.37
NPB
8GF Score
Northpointe Bancshares Inc NPB
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $1,748.4 Mil mean?
Northpointe Bancshares (NPB) has a Long-Term Debt of $1,748.4 Mil as of Mar. 2026.
Is Northpointe Bancshares' Long-Term Debt too high?
Northpointe Bancshares' current Long-Term Debt is $1,748.4 Mil. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' Long-Term Debt compare to BHB and AMBZ?
Northpointe Bancshares' Long-Term Debt of $1,748.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Northpointe Bancshares's current Long-Term Debt is $1,748.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current Long-Term Debt of $1,748.4 Mil. The current Long-Term Debt is $1,748.4 Mil. Northpointe Bancshares' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current Long-Term Debt is $1,748.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Northpointe Bancshares Business Description

Address 3333 Deposit Drive Northeast, Grand Rapids, MI, USA, 49546
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
8GF Score

Get the complete analysis for NPB

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.95
Price