NPB (Northpointe Bancshares) Pre-Tax Income: $119.5 Mil (TTM As of Jun. 2026)

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NPB Northpointe Bancshares Inc NPB
8 GF Score
Price $16.98
! 2 Warning Signs
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What is Northpointe Bancshares Pre-Tax Income?

Northpointe Bancshares NPB -1.39% 8 Pre-Tax Income is $119.5 Mil as of Jun. 2026. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Northpointe Bancshares's pretax income for the three months ended in Jun. 2026 was $28.9 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $119.5 Mil. Northpointe Bancshares's pretax margin was 44.91%.

During the past 4 years, Northpointe Bancshares's highest Pretax Margin was 46.44%. The lowest was 13.08%. And the median was 30.86%.


Northpointe Bancshares  (NYSE:NPB) Pre-Tax Income Explanation

Northpointe Bancshares's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=28.887/64.316
=44.91%

During the past 4 years, Northpointe Bancshares's highest Pretax Margin was 46.44%. The lowest was 13.08%. And the median was 30.86%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Northpointe Bancshares Pre-Tax Income Related Terms


Northpointe Bancshares Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Northpointe Bancshares's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Northpointe Bancshares Pre-Tax Income Chart

Northpointe Bancshares Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
33.69 44.69 72.88 110.39

Northpointe Bancshares Quarterly Data
Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.65 29.17 31.97 29.43 28.89

NPB vs SFST, UNTY, GCBC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Northpointe Bancshares's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northpointe Bancshares Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Northpointe Bancshares's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Northpointe Bancshares's Pre-Tax Income falls into.


NPB
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Northpointe Bancshares Inc NPB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Northpointe Bancshares Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Northpointe Bancshares's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+110.393
=110.4

Northpointe Bancshares's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+28.887
=28.9

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $119.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $119.5 Mil mean?
Northpointe Bancshares (NPB) has a Pre-Tax Income of $119.5 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Northpointe Bancshares and its competitors.
Is Northpointe Bancshares' Pre-Tax Income too high?
Northpointe Bancshares' current Pre-Tax Income is $119.5 Mil. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' Pre-Tax Income compare to SFST and UNTY?
Northpointe Bancshares' Pre-Tax Income of $119.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Northpointe Bancshares and its competitors. Northpointe Bancshares's current Pre-Tax Income is $119.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current Pre-Tax Income of $119.5 Mil. The current Pre-Tax Income is $119.5 Mil. Northpointe Bancshares' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current Pre-Tax Income is $119.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Northpointe Bancshares Business Description

Address 3333 Deposit Drive Northeast, Grand Rapids, MI, USA, 49546
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
8GF Score

Get the complete analysis for NPB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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