Northpointe BancsharesNPB +1.61%8 Dividend Payout Ratio is 0.04 as of Mar. 2026, which is at its 10-year median of 0.04. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 4 warning signs investors should review. Among 1,172 Banks companies, Northpointe Bancshares ranks better than 97.95% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Northpointe Bancshares's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.04.
The historical rank and industry rank for Northpointe Bancshares's Dividend Payout Ratio or its related term are showing as below:
NPB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.04 Max: 0.05
Current: 0.05
During the past 4 years, the highest Dividend Payout Ratio of Northpointe Bancshares was 0.05. The lowest was 0.04. And the median was 0.04.
NPB's Dividend Payout Ratio is ranked better than 97.95% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs NPB: 0.05
During the past 4 years, the highest Trailing Annual Dividend Yield of Northpointe Bancshares was 0.59%. The lowest was 0.13%. And the median was 0.36%.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Northpointe Bancshares (NYSE:NPB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Northpointe Bancshares Dividend Payout Ratio Related Terms
Northpointe Bancshares Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Northpointe Bancshares's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northpointe Bancshares Dividend Payout Ratio Chart
NPB vs NFBK, RCBC, PFIS: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Northpointe Bancshares's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northpointe Bancshares Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Northpointe Bancshares's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Northpointe Bancshares's Dividend Payout Ratio falls into.
Northpointe Bancshares Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Northpointe Bancshares's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northpointe Bancshares (NPB) has a Dividend Payout Ratio of 0.04 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Northpointe Bancshares and its competitors. This is near median its historical median of 0.04. Over the past decade, Northpointe Bancshares' Dividend Payout Ratio has ranged from 0.04 to 0.05. According to the industry distribution chart, Northpointe Bancshares ranks #24 out of 1172 companies in the Banks industry, placing it in the top 2%.
Is Northpointe Bancshares' Dividend Payout Ratio too high?
Northpointe Bancshares' current Dividend Payout Ratio of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.05. The Banks industry median Dividend Payout Ratio is 0.32. Northpointe Bancshares' value of 0.04 is 87.5% below this industry median. Based on the distribution chart, Northpointe Bancshares ranks #24 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' Dividend Payout Ratio compare to NFBK and RCBC?
According to the Banks industry distribution chart, Northpointe Bancshares ranks #24 out of 1172 companies for Dividend Payout Ratio. This places Northpointe Bancshares in the top 2% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Northpointe Bancshares' value of 0.04 is 87.5% below this benchmark. Historically, Northpointe Bancshares' own Dividend Payout Ratio has ranged from 0.04 to 0.05 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.32, Northpointe Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northpointe Bancshares's current Dividend Payout Ratio of 0.04 is 87.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Northpointe Bancshares and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northpointe Bancshares's current Dividend Payout Ratio is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current Dividend Payout Ratio of 0.04. The current Dividend Payout Ratio is 0.04, which is near median its 10-year median of 0.04 and 87.5% below the Banks industry median of 0.32. Northpointe Bancshares' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current Dividend Payout Ratio is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
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