Northpointe BancsharesNPB +1.32%8 PS Ratio is 2.67 as of Jun. 29, 2026, which is 7% above its 10-year median of 2.49. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Northpointe Bancshares ranks better than 58.85% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Northpointe Bancshares's share price is $19.16.
Northpointe Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.17. Hence, Northpointe Bancshares's PS Ratio for today is 2.67.
The historical rank and industry rank for Northpointe Bancshares's PS Ratio or its related term are showing as below:
NPB'
s PS Ratio Range Over the Past 10 Years
Min: 1.98 Med: 2.49 Max: 2.97
Current: 2.64
During the past 4 years, Northpointe Bancshares's highest PS Ratio was 2.97. The lowest was 1.98. And the median was 2.49.
NPB's PS Ratio is ranked better than 58.85% of 1519
companies
in the Banks industry
Industry Median: 2.97
vs NPB: 2.64
During the past 4 years, Northpointe Bancshares's highest 3-Year average Revenue per Share Growth Rate was -1.70% per year. The lowest was -1.70% per year. And the median was -1.70% per year.
Back to Basics: PS Ratio
Northpointe Bancshares (NYSE:NPB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Northpointe Bancshares's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northpointe Bancshares PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Northpointe Bancshares's PS Ratio distribution charts can be found below:
* The bar in red indicates where Northpointe Bancshares's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Northpointe Bancshares's Share Price of today is $19.16. Northpointe Bancshares's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.17.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Northpointe Bancshares (NPB) has a PS Ratio of 2.67 as of Jun. 29, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Northpointe Bancshares and its competitors. This is near median its historical median of 2.49. Over the past decade, Northpointe Bancshares' PS Ratio has ranged from 1.98 to 2.97. According to the industry distribution chart, Northpointe Bancshares ranks #625 out of 1519 companies in the Banks industry, placing it in the top 41.1%.
Is Northpointe Bancshares' PS Ratio too high?
Northpointe Bancshares' current PS Ratio of 2.67 is near median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 2.97. The Banks industry median PS Ratio is 2.97. Northpointe Bancshares' value of 2.67 is 10.1% below this industry median. Based on the distribution chart, Northpointe Bancshares ranks #625 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' PS Ratio compare to BHB and AMBZ?
According to the Banks industry distribution chart, Northpointe Bancshares ranks #625 out of 1519 companies for PS Ratio. This puts Northpointe Bancshares in the upper half of its industry. The industry median PS Ratio is 2.97. Northpointe Bancshares' value of 2.67 is 10.1% below this benchmark. Historically, Northpointe Bancshares' own PS Ratio has ranged from 1.98 to 2.97 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 2.97, Northpointe Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northpointe Bancshares's current PS Ratio of 2.67 is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Northpointe Bancshares and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northpointe Bancshares's current PS Ratio is 2.67, which is near median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current PS Ratio of 2.67. The current PS Ratio is 2.67, which is near median its 10-year median of 2.49 and 10.1% below the Banks industry median of 2.97. Northpointe Bancshares' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current PS Ratio is 2.67 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
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