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Northpointe BancsharesNPB -0.35%8 3-Year EPS without NRI Growth Rate is 38.80% as of Jun. 2026, which is at its 10-year median of 38.80. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 1,402 Banks companies, Northpointe Bancshares ranks better than 90.37% on this metric.
During the past 12 months, Northpointe Bancshares's average EPS without NRI Growth Rate was 23.90% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 38.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 4 years, the highest 3-Year average EPS without NRI Growth Rate of Northpointe Bancshares was 38.80% per year. The lowest was 38.80% per year. And the median was 38.80% per year.
Northpointe Bancshares (NYSE:NPB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Northpointe Bancshares 3-Year EPS without NRI Growth Rate Related Terms
NPB vs SFST, UNTY, GCBC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Northpointe Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northpointe Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Northpointe Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Northpointe Bancshares's 3-Year EPS without NRI Growth Rate falls into.
Northpointe Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 38.80% mean?
Northpointe Bancshares (NPB) has a 3-Year EPS without NRI Growth Rate of 38.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Northpointe Bancshares and its competitors. This is near median its historical median of 38.80. Over the past decade, Northpointe Bancshares' 3-Year EPS without NRI Growth Rate has ranged from 38.80 to 38.80. According to the industry distribution chart, Northpointe Bancshares ranks #135 out of 1402 companies in the Banks industry, placing it in the top 9.6%.
Is Northpointe Bancshares' 3-Year EPS without NRI Growth Rate too high?
Northpointe Bancshares' current 3-Year EPS without NRI Growth Rate of 38.80% is near median its 10-year median of 38.80. Over the past 10 years, this metric has ranged from a low of 38.80 to a high of 38.80. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Northpointe Bancshares' value of 38.80% is 410.5% above this industry median. Based on the distribution chart, Northpointe Bancshares ranks #135 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' 3-Year EPS without NRI Growth Rate compare to SFST and UNTY?
According to the Banks industry distribution chart, Northpointe Bancshares ranks #135 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Northpointe Bancshares in the top 10% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Northpointe Bancshares' value of 38.80% is 410.5% above this benchmark. Historically, Northpointe Bancshares' own 3-Year EPS without NRI Growth Rate has ranged from 38.80 to 38.80 over the past decade. While the company's 10-year median is 38.80 vs. the industry median of 7.60, Northpointe Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northpointe Bancshares's current 3-Year EPS without NRI Growth Rate of 38.80% is 410.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Northpointe Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northpointe Bancshares's current 3-Year EPS without NRI Growth Rate is 38.80%, which is near median its own 10-year median of 38.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current 3-Year EPS without NRI Growth Rate of 38.80%. The current 3-Year EPS without NRI Growth Rate is 38.80%, which is near median its 10-year median of 38.80 and 410.5% above the Banks industry median of 7.60. Northpointe Bancshares' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current 3-Year EPS without NRI Growth Rate is 38.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
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