Northpointe BancsharesNPB +1.52%8 Forward PE Ratio is 6.93 as of Jul. 11, 2026. GuruFocus rates NPB with a GF Score™ of 8/100. The stock has 4 warning signs investors should review. Among 816 Banks companies, Northpointe Bancshares ranks better than 80.39% on this metric.
Northpointe Bancshares (NYSE:NPB) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Northpointe Bancshares Forward PE Ratio Related Terms
Northpointe Bancshares Forward PE Ratio Historical Data
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The historical data trend for Northpointe Bancshares's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Northpointe Bancshares Forward PE Ratio Chart
Northpointe Bancshares Annual Data
Trend
2025-12
Forward PE Ratio
6.44
Northpointe Bancshares Quarterly Data
2025-12
2026-03
Forward PE Ratio
6.44
6.22
NPB vs BHB, AMBZ, MSBI: Forward PE Ratio Comparison
For the Banks - Regional subindustry, Northpointe Bancshares's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Northpointe Bancshares Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Northpointe Bancshares's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Northpointe Bancshares's Forward PE Ratio falls into.
Northpointe Bancshares Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Northpointe Bancshares (NPB) has a Forward PE Ratio of 6.93 as of Jul. 11, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Northpointe Bancshares and its competitors. According to the industry distribution chart, Northpointe Bancshares ranks #160 out of 816 companies in the Banks industry, placing it in the top 19.6%.
Is Northpointe Bancshares' Forward PE Ratio too high?
Northpointe Bancshares' current Forward PE Ratio is 6.93. The Banks industry median Forward PE Ratio is 11.00. Northpointe Bancshares' value of 6.93 is 37% below this industry median. Based on the distribution chart, Northpointe Bancshares ranks #160 out of 816 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Northpointe Bancshares has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Northpointe Bancshares' Forward PE Ratio compare to BHB and AMBZ?
According to the Banks industry distribution chart, Northpointe Bancshares ranks #160 out of 816 companies for Forward PE Ratio. This places Northpointe Bancshares in the top 20% of its industry — outperforming the majority of peers. The industry median Forward PE Ratio is 11.00. Northpointe Bancshares' value of 6.93 is 37% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.00, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Northpointe Bancshares's current Forward PE Ratio of 6.93 is 37% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Northpointe Bancshares and its competitors. For the Banks industry, the median Forward PE Ratio is 11.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Northpointe Bancshares's current Forward PE Ratio is 6.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northpointe Bancshares stock overvalued right now?
Northpointe Bancshares (NPB) has a current Forward PE Ratio of 6.93. The current Forward PE Ratio is 6.93 and 37% below the Banks industry median of 11.00. Northpointe Bancshares' overall GF Score™ is 8/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Northpointe Bancshares (NPB), the current Forward PE Ratio is 6.93 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Northpointe Bancshares Inc is a bank holding company focused on mortgage portfolio lender. The bank also offers a nationwide mortgage purchase program, residential mortgage lending, digital deposit banking to retail customers and custodial deposit services to loan servicing clients. It offers financial products and services through two business segments, Mortgage Purchase Program provides independent mortgage banking platforms nationwide with an alternative to traditional mortgage warehouse lending; and Retail Banking provides a vast array of financial products and services to consumers nationwide which include residential mortgages, AIO Loans, other consumer loans, and loan servicing, as well as various types of deposit products, including checking, savings and time deposit accounts.
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