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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Jun. 2026,
Sterling Financial Holdings Co paid₦0 Mil more to buy back shares than it received from issuing new shares.
It spent₦9,267 Mil paying down its debt.
It paid₦0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It received₦0 Mil from paying cash dividends to shareholders.
It spent₦3,330 Mil on other financial activities.
In all, Sterling Financial Holdings Cospent₦12,597 Mil on financial activities for the
three
months ended in Jun. 2026.
Sterling Financial Holdings Co (NSA:STERLINGNG) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Sterling Financial Holdings Co's issuance of stock for the
three
months ended in Jun. 2026 was ₦0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Sterling Financial Holdings Co's repurchase of stock for the
three
months ended in Jun. 2026 was ₦0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Sterling Financial Holdings Co's net issuance of debt for the
three
months ended in Jun. 2026 was ₦-9,267 Mil.
Sterling Financial Holdings Co spent₦9,267 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Sterling Financial Holdings Co's net issuance of preferred for the
three
months ended in Jun. 2026 was ₦0 Mil.
Sterling Financial Holdings Co paid₦0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Sterling Financial Holdings Co's cash flow for dividends for the
three
months ended in Jun. 2026 was ₦0 Mil.
Sterling Financial Holdings Co received₦0 Mil from paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Sterling Financial Holdings Co's other financing for the
three
months ended in Jun. 2026 was ₦-3,330 Mil.
Sterling Financial Holdings Co spent₦3,330 Mil on other financial activities.
Sterling Financial Holdings Co Cash Flow from Financing Related Terms
Sterling Financial Holdings Co Cash Flow from Financing Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sterling Financial Holdings Co Cash Flow from Financing Chart
Sterling Financial Holdings Co Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Cash Flow from Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦71,028 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of ₦71,028 Mil mean?
Sterling Financial Holdings Co (NSA:STERLINGNG) has a Cash Flow from Financing of ₦71,028 Mil as of Jun. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Sterling Financial Holdings Co and its competitors.
Is Sterling Financial Holdings Co's Cash Flow from Financing too high?
Sterling Financial Holdings Co's current Cash Flow from Financing is ₦71,028 Mil. Overall, Sterling Financial Holdings Co has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's Cash Flow from Financing compare to PNC and USB?
Sterling Financial Holdings Co's Cash Flow from Financing of ₦71,028 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Sterling Financial Holdings Co and its competitors. Sterling Financial Holdings Co's current Cash Flow from Financing is ₦71,028 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦6.06, compared to a current price of ₦7.65 — trading 26.2% above its estimated fair value. The current Cash Flow from Financing is ₦71,028 Mil. Sterling Financial Holdings Co's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current Cash Flow from Financing is ₦71,028 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued.
The current stock price of ₦7.65 is trading 26.2% above its estimated GF Value™ of ₦6.06.
GuruFocus considers Sterling Financial Holdings Co to be Modestly Overvalued.
Key valuation signals for NSA:STERLINGNG:
Cash Flow from Financing: ₦71,028 Mil
GF Value™: ₦6.06 vs. price of ₦7.65 (26.2% above fair value)
No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
55GF Score
Get the complete analysis for NSA:STERLINGNG
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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