Sterling Financial Holdings Co (NSA:STERLINGNG) Cyclically Adjusted Revenue per Share: ₦4.58 (As of Jun. 2026)

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NSA:STERLINGNG Sterling Financial Holdings Co PLC NSA:STERLINGNG
64 GF Score
Price ₦7.65
GF Value ₦6.13
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share?

Sterling Financial Holdings Co NSA:STERLINGNG 64 Cyclically Adjusted Revenue per Share is ₦4.58 as of Jun. 2026. GuruFocus rates NSA:STERLINGNG with a GF Score™ of 64/100 and a GF Value™ of ₦6.13 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Sterling Financial Holdings Co's adjusted revenue per share for the three months ended in Jun. 2026 was ₦1.459. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₦4.58 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Sterling Financial Holdings Co's average Cyclically Adjusted Revenue Growth Rate was 10.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-09-12), Sterling Financial Holdings Co's current stock price is ₦7.65. Sterling Financial Holdings Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₦4.58. Sterling Financial Holdings Co's Cyclically Adjusted PS Ratio of today is 1.67.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sterling Financial Holdings Co was 2.02. The lowest was 0.46. And the median was 1.37.


Sterling Financial Holdings Co  (NSA:STERLINGNG) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sterling Financial Holdings Co's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=7.65/4.58
=1.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sterling Financial Holdings Co was 2.02. The lowest was 0.46. And the median was 1.37.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share Related Terms


Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Sterling Financial Holdings Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share Chart

Sterling Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.64 3.93 4.32

Sterling Financial Holdings Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.13 4.24 4.32 4.46 4.58

Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Sterling Financial Holdings Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Financial Holdings Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sterling Financial Holdings Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sterling Financial Holdings Co's Cyclically Adjusted PS Ratio falls into.


NSA:STERLINGNG
64GF Score
Sterling Financial Holdings Co PLC NSA:STERLINGNG
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sterling Financial Holdings Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sterling Financial Holdings Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.459/333.9520*333.9520
=1.459

Current CPI (Jun. 2026) = 333.9520.

Sterling Financial Holdings Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.634 241.428 0.877
201612 0.587 241.432 0.812
201703 0.542 243.801 0.742
201706 0.520 244.955 0.709
201709 0.607 246.819 0.821
201712 0.660 246.524 0.894
201803 0.699 249.554 0.935
201806 0.676 251.989 0.896
201809 0.688 252.439 0.910
201812 0.576 251.233 0.766
201903 0.663 254.202 0.871
201906 0.715 256.143 0.932
201909 0.753 256.759 0.979
201912 0.867 256.974 1.127
202003 0.680 258.115 0.880
202006 0.726 257.797 0.940
202009 0.734 260.280 0.942
202012 0.829 260.474 1.063
202103 0.673 264.877 0.849
202106 0.790 271.696 0.971
202109 0.872 274.310 1.062
202112 1.000 278.802 1.198
202203 0.838 287.504 0.973
202206 0.965 296.311 1.088
202209 1.054 296.808 1.186
202212 1.089 296.797 1.225
202303 1.047 301.836 1.158
202306 1.274 305.109 1.394
202309 1.202 307.789 1.304
202312 1.274 306.746 1.387
202403 1.487 312.332 1.590
202406 1.568 314.175 1.667
202409 1.820 315.301 1.928
202412 1.165 315.605 1.233
202503 1.413 319.799 1.476
202506 1.723 322.561 1.784
202509 1.516 324.800 1.559
202512 1.664 324.054 1.715
202603 1.496 330.213 1.513
202606 1.459 333.952 1.459

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₦4.58 mean?
Sterling Financial Holdings Co (NSA:STERLINGNG) has a Cyclically Adjusted Revenue per Share of ₦4.58 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sterling Financial Holdings Co and its competitors.
Is Sterling Financial Holdings Co's Cyclically Adjusted Revenue per Share too high?
Sterling Financial Holdings Co's current Cyclically Adjusted Revenue per Share is ₦4.58. Overall, Sterling Financial Holdings Co has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's Cyclically Adjusted Revenue per Share compare to competitors?
Sterling Financial Holdings Co's Cyclically Adjusted Revenue per Share of ₦4.58 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sterling Financial Holdings Co and its competitors. Sterling Financial Holdings Co's current Cyclically Adjusted Revenue per Share is ₦4.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦6.13, compared to a current price of ₦7.65 — trading 24.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₦4.58. Sterling Financial Holdings Co's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current Cyclically Adjusted Revenue per Share is ₦4.58 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued. The current stock price of ₦7.65 is trading 24.8% above its estimated GF Value™ of ₦6.13. GuruFocus considers Sterling Financial Holdings Co to be Modestly Overvalued.

Key valuation signals for NSA:STERLINGNG:

  • Cyclically Adjusted Revenue per Share: ₦4.58
  • GF Value™: ₦6.13 vs. price of ₦7.65 (24.8% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Financial Holdings Co Business Description

Address 20, Marina, Sterling Towers, Lagos Island, Lagos, NGA
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
64GF Score

Get the complete analysis for NSA:STERLINGNG

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.65
Price
₦6.13
GF Value