Sterling Financial Holdings Co (NSA:STERLINGNG) Altman Z-Score


NSA:STERLINGNG Sterling Financial Holdings Co PLC NSA:STERLINGNG
55 GF Score
Price ₦7.75
GF Value ₦5.68
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sterling Financial Holdings Co Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

NSA:STERLINGNG
55GF Score
Sterling Financial Holdings Co PLC NSA:STERLINGNG
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued. The current stock price of ₦7.75 is trading 36.4% above its estimated GF Value™ of ₦5.68. GuruFocus considers Sterling Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for NSA:STERLINGNG:

  • Altman Z-Score:
  • GF Value™: ₦5.68 vs. price of ₦7.75 (36.4% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sterling Financial Holdings Co Business Description

Address 20, Marina, Sterling Towers, Lagos Island, Lagos, NGA
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
55GF Score

Get the complete analysis for NSA:STERLINGNG

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.75
Price
₦5.68
GF Value