Sterling Financial Holdings Co (NSA:STERLINGNG) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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NSA:STERLINGNG Sterling Financial Holdings Co PLC NSA:STERLINGNG
49 GF Score
Price ₦7.50
GF Value ₦5.74
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sterling Financial Holdings Co ROC (Joel Greenblatt) %?

Sterling Financial Holdings Co NSA:STERLINGNG -6.83% 49 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates NSA:STERLINGNG with a GF Score™ of 49/100 and a GF Value™ of ₦5.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Sterling Financial Holdings Co ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSA:STERLINGNG
49GF Score
Sterling Financial Holdings Co PLC NSA:STERLINGNG
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Sterling Financial Holdings Co (NSA:STERLINGNG) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sterling Financial Holdings Co and its competitors. According to the industry distribution chart, Sterling Financial Holdings Co ranks #999999 out of 46 companies in the Banks industry.
Is Sterling Financial Holdings Co's ROC (Joel Greenblatt) % too high?
Sterling Financial Holdings Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Sterling Financial Holdings Co ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sterling Financial Holdings Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Sterling Financial Holdings Co ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Sterling Financial Holdings Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sterling Financial Holdings Co and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Financial Holdings Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.74, compared to a current price of ₦7.50 — trading 30.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Sterling Financial Holdings Co's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued. The current stock price of ₦7.50 is trading 30.7% above its estimated GF Value™ of ₦5.74. GuruFocus considers Sterling Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for NSA:STERLINGNG:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₦5.74 vs. price of ₦7.50 (30.7% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sterling Financial Holdings Co Business Description

Address 20, Marina, Sterling Towers, Lagos Island, Lagos, NGA
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
49GF Score

Get the complete analysis for NSA:STERLINGNG

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.50
Price
₦5.74
GF Value