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The historical rank and industry rank for Sterling Financial Holdings Co's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Sterling Financial Holdings Co's highest Yield on Cost was 7.37. The lowest was 0.73. And the median was 2.69.
NSA:STERLINGNG's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.83 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Sterling Financial Holdings Co (NSA:STERLINGNG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Sterling Financial Holdings Co 5-Year Yield-on-Cost % Related Terms
NSA:STERLINGNG vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Sterling Financial Holdings Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Financial Holdings Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Sterling Financial Holdings Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Sterling Financial Holdings Co's 5-Year Yield-on-Cost % falls into.
Sterling Financial Holdings Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Sterling Financial Holdings Co (NSA:STERLINGNG) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sterling Financial Holdings Co and its competitors. Over the past decade, Sterling Financial Holdings Co's 5-Year Yield-on-Cost % has ranged from 0.73 to 7.37. According to the industry distribution chart, Sterling Financial Holdings Co ranks #999999 out of 1251 companies in the Banks industry.
Is Sterling Financial Holdings Co's 5-Year Yield-on-Cost % too high?
Sterling Financial Holdings Co's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 7.37. Based on the distribution chart, Sterling Financial Holdings Co ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sterling Financial Holdings Co has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Sterling Financial Holdings Co ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Sterling Financial Holdings Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. Historically, Sterling Financial Holdings Co's own 5-Year Yield-on-Cost % has ranged from 0.73 to 7.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Sterling Financial Holdings Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Financial Holdings Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦6.08, compared to a current price of ₦7.65 — trading 25.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Sterling Financial Holdings Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued.
The current stock price of ₦7.65 is trading 25.8% above its estimated GF Value™ of ₦6.08.
GuruFocus considers Sterling Financial Holdings Co to be Modestly Overvalued.
Key valuation signals for NSA:STERLINGNG:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₦6.08 vs. price of ₦7.65 (25.8% above fair value)
No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
67GF Score
Get the complete analysis for NSA:STERLINGNG
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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