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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Jun. 2026,
Intact Financial paidC$265 Mil more to buy back shares than it received from issuing new shares.
It spentC$29 Mil paying down its debt.
It paidC$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentC$290 Mil paying cash dividends to shareholders.
It receivedC$0 Mil on other financial activities.
In all, Intact FinancialspentC$584 Mil on financial activities for the
three
months ended in Jun. 2026.
Intact Financial (TSX:IFC) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Intact Financial's issuance of stock for the
three
months ended in Jun. 2026 was C$0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Intact Financial's repurchase of stock for the
three
months ended in Jun. 2026 was C$-265 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Intact Financial's net issuance of debt for the
three
months ended in Jun. 2026 was C$-29 Mil.
Intact Financial spentC$29 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Intact Financial's net issuance of preferred for the
three
months ended in Jun. 2026 was C$0 Mil.
Intact Financial paidC$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Intact Financial's cash flow for dividends for the
three
months ended in Jun. 2026 was C$-290 Mil.
Intact Financial spentC$290 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Intact Financial's other financing for the
three
months ended in Jun. 2026 was C$0 Mil.
Intact Financial receivedC$0 Mil on other financial activities.
Intact Financial Cash Flow from Financing Related Terms
Intact Financial Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for Intact Financial's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intact Financial Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Intact Financial's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$-1,951 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of C$-1,951 Mil mean?
Intact Financial (TSX:IFC) has a Cash Flow from Financing of C$-1,951 Mil as of Jun. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Intact Financial and its competitors.
Is Intact Financial's Cash Flow from Financing too high?
Intact Financial's current Cash Flow from Financing is C$-1,951 Mil. Overall, Intact Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Cash Flow from Financing compare to CB and PGR?
Intact Financial's Cash Flow from Financing of C$-1,951 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for an Insurance company?
A good Cash Flow from Financing depends on the Insurance industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Intact Financial and its competitors. Intact Financial's current Cash Flow from Financing is C$-1,951 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Fairly Valued. The stock's GF Value™ is C$269.83, compared to a current price of C$275.25 — trading 2% above its estimated fair value. The current Cash Flow from Financing is C$-1,951 Mil. Intact Financial's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current Cash Flow from Financing is C$-1,951 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intact Financial (TSX:IFC) Overvalued in 2026?
Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued.
The current stock price of C$275.25 is trading 2% above its estimated GF Value™ of C$269.83.
GuruFocus considers Intact Financial to be Fairly Valued.
Key valuation signals for TSX:IFC:
Cash Flow from Financing: C$-1,951 Mil
GF Value™: C$269.83 vs. price of C$275.25 (2% above fair value)
No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
91GF Score
Get the complete analysis for TSX:IFC
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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