Intact Financial (TSX:IFC) Tariff Resilience Score: 9/10 (As of Jul. 18, 2026)

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TSX:IFC Intact Financial Corp TSX:IFC
88 GF Score
Price C$294.02
GF Value C$256.79
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Intact Financial Tariff Resilience Score?

Intact Financial TSX:IFC -0.08% 88 Tariff Resilience Score is 9 as of Jul. 18, 2026. GuruFocus rates TSX:IFC with a GF Score™ of 88/100 and a GF Value™ of C$256.79 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 591 Insurance companies, Intact Financial ranks better than 99.66% on this metric.

Intact Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Intact Financial has As a financial services company, Intact Financial has minimal exposure to tariffs. Its operations are largely domestic, with no significant reliance on international supply chains. Tariff changes have historically had little impact on its business.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Intact Financial might have Highly Resilient.

Intact Financial  (TSX:IFC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Intact Financial Tariff Resilience Score Related Terms

TSX:IFC vs CB, PGR, TRV: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Intact Financial Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Intact Financial's Tariff Resilience Score falls into.


TSX:IFC
88GF Score
Intact Financial Corp TSX:IFC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 9 mean?
Intact Financial (TSX:IFC) has a Tariff Resilience Score of 9 as of Jul. 18, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Intact Financial ranks #2 out of 591 companies in the Insurance industry, placing it in the top 0.3%.
Is Intact Financial's Tariff Resilience Score too high?
Intact Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Intact Financial ranks #2 out of 591 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Intact Financial has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Tariff Resilience Score compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #2 out of 591 companies for Tariff Resilience Score. This places Intact Financial in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Intact Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Modestly Overvalued. The stock's GF Value™ is C$256.79, compared to a current price of C$294.02 — trading 14.5% above its estimated fair value. The current Tariff Resilience Score is 9. Intact Financial's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current Tariff Resilience Score is 9 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (TSX:IFC) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of C$294.02 is trading 14.5% above its estimated GF Value™ of C$256.79. GuruFocus considers Intact Financial to be Modestly Overvalued.

Key valuation signals for TSX:IFC:

  • Tariff Resilience Score: 9
  • GF Value™: C$256.79 vs. price of C$294.02 (14.5% above fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
88GF Score

Get the complete analysis for TSX:IFC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$294.02
Price
C$256.79
GF Value