Intact Financial (TSX:IFC) Cyclically Adjusted Revenue per Share: C$119.40 (As of Mar. 2026)

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TSX:IFC Intact Financial Corp TSX:IFC
88 GF Score
Price C$294.02
GF Value C$256.79
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Intact Financial Cyclically Adjusted Revenue per Share?

Intact Financial TSX:IFC -0.08% 88 Cyclically Adjusted Revenue per Share is C$119.40 as of Mar. 2026. GuruFocus rates TSX:IFC with a GF Score™ of 88/100 and a GF Value™ of C$256.79 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Intact Financial's adjusted revenue per share for the three months ended in Mar. 2026 was C$35.971. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is C$119.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Intact Financial's average Cyclically Adjusted Revenue Growth Rate was 8.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 9.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 10.60% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Intact Financial was 12.10% per year. The lowest was 6.90% per year. And the median was 9.00% per year.

As of today (2026-07-19), Intact Financial's current stock price is C$294.02. Intact Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was C$119.40. Intact Financial's Cyclically Adjusted PS Ratio of today is 2.46.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Intact Financial was 2.84. The lowest was 1.58. And the median was 2.12.


Intact Financial  (TSX:IFC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Intact Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=294.02/119.40
=2.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Intact Financial was 2.84. The lowest was 1.58. And the median was 2.12.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Intact Financial Cyclically Adjusted Revenue per Share Related Terms


Intact Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Intact Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial Cyclically Adjusted Revenue per Share Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 78.69 89.80 98.90 106.96 116.17

Intact Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 110.08 112.29 114.39 116.17 119.40

TSX:IFC vs CB, PGR, TRV: Cyclically Adjusted Revenue per Share Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's Cyclically Adjusted PS Ratio falls into.


TSX:IFC
88GF Score
Intact Financial Corp TSX:IFC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intact Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intact Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=35.971/132.2623*132.2623
=35.971

Current CPI (Mar. 2026) = 132.2623.

Intact Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 16.215 102.002 21.025
201609 16.895 101.765 21.958
201612 16.066 101.449 20.946
201703 17.168 102.634 22.124
201706 17.473 103.029 22.431
201709 16.768 103.345 21.460
201712 18.864 103.345 24.142
201803 18.305 105.004 23.057
201806 18.664 105.557 23.386
201809 19.045 105.636 23.845
201812 20.007 105.399 25.106
201903 20.280 106.979 25.073
201906 19.993 107.690 24.555
201909 20.007 107.611 24.590
201912 21.068 107.769 25.856
202003 21.000 107.927 25.735
202006 21.741 108.401 26.527
202009 21.930 108.164 26.816
202012 22.483 108.559 27.392
202103 20.210 110.298 24.235
202106 24.932 111.720 29.516
202109 29.790 112.905 34.897
202112 31.805 113.774 36.973
202203 32.788 117.646 36.862
202206 32.730 120.806 35.834
202209 30.639 120.648 33.589
202212 32.219 120.964 35.228
202303 33.023 122.702 35.596
202306 30.342 124.203 32.311
202309 31.370 125.230 33.131
202312 37.375 125.072 39.524
202403 33.696 126.258 35.299
202406 33.843 127.522 35.101
202409 38.068 127.285 39.557
202412 34.362 127.364 35.684
202503 35.831 129.181 36.686
202506 35.422 129.892 36.068
202509 37.524 130.287 38.093
202512 37.278 130.366 37.820
202603 35.971 132.262 35.971

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of C$119.40 mean?
Intact Financial (TSX:IFC) has a Cyclically Adjusted Revenue per Share of C$119.40 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Intact Financial and its competitors.
Is Intact Financial's Cyclically Adjusted Revenue per Share too high?
Intact Financial's current Cyclically Adjusted Revenue per Share is C$119.40. Overall, Intact Financial has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Cyclically Adjusted Revenue per Share compare to CB and PGR?
Intact Financial's Cyclically Adjusted Revenue per Share of C$119.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for an Insurance company?
A good Cyclically Adjusted Revenue per Share depends on the Insurance industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Intact Financial and its competitors. Intact Financial's current Cyclically Adjusted Revenue per Share is C$119.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Modestly Overvalued. The stock's GF Value™ is C$256.79, compared to a current price of C$294.02 — trading 14.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is C$119.40. Intact Financial's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current Cyclically Adjusted Revenue per Share is C$119.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (TSX:IFC) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of C$294.02 is trading 14.5% above its estimated GF Value™ of C$256.79. GuruFocus considers Intact Financial to be Modestly Overvalued.

Key valuation signals for TSX:IFC:

  • Cyclically Adjusted Revenue per Share: C$119.40
  • GF Value™: C$256.79 vs. price of C$294.02 (14.5% above fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
88GF Score

Get the complete analysis for TSX:IFC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$294.02
Price
C$256.79
GF Value