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Intact Financial's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was C$4.47.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was C$20.57.
During the past 12 months, Intact Financial's average earnings per share (NRI) Growth Rate was 46.60% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 14.70% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 13.20% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 15.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Intact Financial's EPS without NRI or its related term are showing as below:
TSX:IFC'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -43.6 Med: 5.4 Max: 67.2
Current: 14.7
During the past 13 years, Intact Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 67.20% per year. The lowest was -43.60% per year. And the median was 5.40% per year.
TSX:IFC's 3-Year EPS without NRI Growth Rate is ranked worse than 52.5% of 400
companies
in the Insurance industry
Industry Median: 16.45
vs TSX:IFC: 14.70
Intact Financial's EPS (Diluted) for the
three
months ended in Mar. 2026 was C$4.12.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was C$18.79.
Intact Financial's EPS (Basic) for the
three
months ended in Mar. 2026 was C$4.13.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was C$18.82.
Intact Financial (TSX:IFC) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Intact Financial EPS without NRI Related Terms
Intact Financial EPS without NRI Historical Data
* Premium members only.
The historical data trend for Intact Financial's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:IFC vs CB, PGR, TRV: EPS without NRI Comparison
For the Insurance - Property & Casualty subindustry, Intact Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intact Financial PE Ratio without NRI vs Insurance Industry
For the Insurance industry and Financial Services sector, Intact Financial's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Intact Financial's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was C$20.57
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intact Financial (TSX:IFC) has a EPS without NRI of C$20.57 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Intact Financial and its competitors. According to the industry distribution chart, Intact Financial ranks #210 out of 400 companies in the Insurance industry, placing it in the top 52.5%.
Is Intact Financial's EPS without NRI too high?
Intact Financial's current EPS without NRI is C$20.57. Based on the distribution chart, Intact Financial ranks #210 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, Intact Financial has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's EPS without NRI compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #210 out of 400 companies for EPS without NRI. This places Intact Financial in the lower half of its industry. The industry median EPS without NRI is 16.45. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for an Insurance company?
The median EPS without NRI among Insurance companies is 16.45, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Intact Financial and its competitors. For the Insurance industry, the median EPS without NRI is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current EPS without NRI is C$20.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Modestly Overvalued. The stock's GF Value™ is C$256.79, compared to a current price of C$294.02 — trading 14.5% above its estimated fair value. The current EPS without NRI is C$20.57. Intact Financial's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current EPS without NRI is C$20.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intact Financial (TSX:IFC) Overvalued in 2026?
Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued.
The current stock price of C$294.02 is trading 14.5% above its estimated GF Value™ of C$256.79.
GuruFocus considers Intact Financial to be Modestly Overvalued.
Key valuation signals for TSX:IFC:
EPS without NRI: C$20.57
GF Value™: C$256.79 vs. price of C$294.02 (14.5% above fair value)
No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
88GF Score
Get the complete analysis for TSX:IFC
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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