Intact Financial (TSX:IFC) 5-Day RSI: 38.76 (As of Jul. 18, 2026)

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TSX:IFC Intact Financial Corp TSX:IFC
88 GF Score
Price C$294.02
GF Value C$256.79
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Intact Financial 5-Day RSI?

Intact Financial TSX:IFC -0.08% 88 5-Day RSI is 38.76 as of Jul. 18, 2026. GuruFocus rates TSX:IFC with a GF Score™ of 88/100 and a GF Value™ of C$256.79 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 585 Insurance companies, Intact Financial ranks better than 76.24% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-18), Intact Financial's 5-Day RSI is 38.76.

The industry rank for Intact Financial's 5-Day RSI or its related term are showing as below:

TSX:IFC's 5-Day RSI is ranked better than
76.24% of 585 companies
in the Insurance industry
Industry Median: 53.16 vs TSX:IFC: 38.76

Intact Financial  (TSX:IFC) 5-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Intact Financial 5-Day RSI Related Terms


TSX:IFC vs CB, PGR, TRV: 5-Day RSI Comparison

For the Insurance - Property & Casualty subindustry, Intact Financial's 5-Day RSI, along with its competitors' market caps and 5-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial 5-Day RSI vs Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's 5-Day RSI distribution charts can be found below:

* The bar in red indicates where Intact Financial's 5-Day RSI falls into.


TSX:IFC
88GF Score
Intact Financial Corp TSX:IFC
5-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intact Financial  (TSX:IFC) 5-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 5-Day RSI →
What does a 5-Day RSI of 38.76 mean?
Intact Financial (TSX:IFC) has a 5-Day RSI of 38.76 as of Jul. 18, 2026. According to the industry distribution chart, Intact Financial ranks #139 out of 585 companies in the Insurance industry, placing it in the top 23.8%.
Is Intact Financial's 5-Day RSI too high?
Intact Financial's current 5-Day RSI is 38.76. The Insurance industry median 5-Day RSI is 53.16. Intact Financial's value of 38.76 is 27.1% below this industry median. Based on the distribution chart, Intact Financial ranks #139 out of 585 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Intact Financial has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's 5-Day RSI compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #139 out of 585 companies for 5-Day RSI. This places Intact Financial in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Day RSI is 53.16. Intact Financial's value of 38.76 is 27.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Day RSI for an Insurance company?
The median 5-Day RSI among Insurance companies is 53.16, based on 585 companies in the industry. Companies in the top quartile (top 25%) have a 5-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 5-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intact Financial's current 5-Day RSI of 38.76 is 27.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Day RSI mean?
A high 5-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median 5-Day RSI is 53.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current 5-Day RSI is 38.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Modestly Overvalued. The stock's GF Value™ is C$256.79, compared to a current price of C$294.02 — trading 14.5% above its estimated fair value. The current 5-Day RSI is 38.76 and 27.1% below the Insurance industry median of 53.16. Intact Financial's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Day RSI calculated?
5-Day RSI is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current 5-Day RSI is 38.76 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intact Financial (TSX:IFC) Overvalued in 2026?

Based on GuruFocus' analysis, Intact Financial stock appears to be overvalued. The current stock price of C$294.02 is trading 14.5% above its estimated GF Value™ of C$256.79. GuruFocus considers Intact Financial to be Modestly Overvalued.

Key valuation signals for TSX:IFC:

  • 5-Day RSI: 38.76
  • GF Value™: C$256.79 vs. price of C$294.02 (14.5% above fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 27.1% below the Insurance median (#139 of 585)

No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
88GF Score

Get the complete analysis for TSX:IFC

5-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$294.02
Price
C$256.79
GF Value