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Intact FinancialTSX:IFC +0.25%91 Equity-to-Asset is 0.34 as of Jun. 2026, which is 26% above its 10-year median of 0.27. GuruFocus rates TSX:IFC with a GF Score™ of 91/100 and a GF Value™ of C$265.01 (Fairly Valued). The stock has 1 warning sign investors should review. Among 502 Insurance companies, Intact Financial ranks better than 66.33% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Intact Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was C$21,716 Mil. Intact Financial's Total Assets for the quarter that ended in Jun. 2026 was C$64,280 Mil.
Therefore, Intact Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.34.
The historical rank and industry rank for Intact Financial's Equity-to-Asset or its related term are showing as below:
TSX:IFC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.23 Med: 0.27 Max: 0.34
Current: 0.34
During the past 13 years, the highest Equity to Asset Ratio of Intact Financial was 0.34. The lowest was 0.23. And the median was 0.27.
TSX:IFC's Equity-to-Asset is ranked better than 66.33% of 502
companies
in the Insurance industry
Industry Median: 0.26
vs TSX:IFC: 0.34
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Intact Financial Equity-to-Asset Related Terms
Intact Financial Equity-to-Asset Historical Data
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The historical data trend for Intact Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:IFC vs CB, PGR, TRV: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Intact Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intact Financial Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Intact Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Intact Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Intact Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intact Financial (TSX:IFC) has a Equity-to-Asset of 0.34 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Intact Financial and its competitors. This is 26% above median its historical median of 0.27. Over the past decade, Intact Financial's Equity-to-Asset has ranged from 0.23 to 0.34. According to the industry distribution chart, Intact Financial ranks #169 out of 502 companies in the Insurance industry, placing it in the top 33.7%.
Is Intact Financial's Equity-to-Asset too high?
Intact Financial's current Equity-to-Asset of 0.34 is 26% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.34. The Insurance industry median Equity-to-Asset is 0.26. Intact Financial's value of 0.34 is 30.8% above this industry median. Based on the distribution chart, Intact Financial ranks #169 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Intact Financial has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #169 out of 502 companies for Equity-to-Asset. This puts Intact Financial in the upper half of its industry. The industry median Equity-to-Asset is 0.26. Intact Financial's value of 0.34 is 30.8% above this benchmark. Historically, Intact Financial's own Equity-to-Asset has ranged from 0.23 to 0.34 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.26, Intact Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intact Financial's current Equity-to-Asset of 0.34 is 30.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Intact Financial and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current Equity-to-Asset is 0.34, which is 26% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Based on GuruFocus' analysis, Intact Financial (TSX:IFC) is currently considered Fairly Valued. The stock's GF Value™ is C$265.01, compared to a current price of C$257.52 — trading 2.8% below its estimated fair value. The current Equity-to-Asset is 0.34, which is 26% above median its 10-year median of 0.27 and 30.8% above the Insurance industry median of 0.26. Intact Financial's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Intact Financial (TSX:IFC), the current Equity-to-Asset is 0.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Intact Financial (TSX:IFC) Overvalued in 2026?
Based on GuruFocus' analysis, Intact Financial stock appears to be undervalued.
The current stock price of C$257.52 is trading 2.8% below its estimated GF Value™ of C$265.01.
GuruFocus considers Intact Financial to be Fairly Valued.
Key valuation signals for TSX:IFC:
Equity-to-Asset: 0.34 (26% above median its 10-year median of 0.27)
GF Value™: C$265.01 vs. price of C$257.52 (2.8% below fair value)
Industry Position: 30.8% above the Insurance median (#169 of 502)
No single metric tells the full story. See the TSX:IFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
91GF Score
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